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Side-by-side

United Quest Card vs Delta SkyMiles Gold American Express Card

Both are well-respected travel cards. The United Quest Card comes from Chase at $350/yr; the Delta SkyMiles Gold American Express Card from American Express at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureUnited Quest CardDelta SkyMiles Gold American Express Card
Annual fee$350$150
Sign-up bonus70,000 miles + 500 PQP80,000 bonus miles
Bonus value (est.)$950$960
Min spend to unlock bonus$4,000 in 3 mo$3,000 in 6 mo
IssuerChaseAmerican Express
Card categorytravelairline
Best earning category (Dining)2x1x
Transfer partnersmileageplusNone
Headline benefits
  • 3x on United
  • $125 United credit
  • 2 free bags
  • Award rebates
  • Free first checked bag
  • $200 Delta flight credit
  • Priority boarding
  • 2x on restaurants & groceries
Read the full review
United Quest Card
$350/yr · 70,000 miles + 500 PQP
Read the full review
Delta SkyMiles Gold American Express Card
$150/yr · 80,000 bonus miles

Editorial take: United Quest Card

If you fly United 3+ times a year, the $125 travel credit, two free bags, and 10k miles of rebates on award flights ($100+ in direct value) make this card pay for itself.

Editorial take: Delta SkyMiles Gold American Express Card

A good choice for Delta loyalists. The free checked bag and $200 flight credit easily offset the $150 annual fee if you fly Delta a few times a year.

Common questions

Which card has the bigger sign-up bonus, United Quest Card or Delta SkyMiles Gold American Express Card?
The Delta SkyMiles Gold American Express Card has the bigger bonus, 80,000 bonus miles, worth roughly $960, versus 70,000 miles + 500 PQP (~$950) on the United Quest Card.
Is the United Quest Card's $350 annual fee worth it compared to the Delta SkyMiles Gold American Express Card?
At $350/yr, the United Quest Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Delta SkyMiles Gold American Express Card's, pick the one whose perks you'll actually use.
Can I have both the United Quest Card and Delta SkyMiles Gold American Express Card?
Yes, since they're from different issuers (Chase and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the United Quest Card or the Delta SkyMiles Gold American Express Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. United Quest Card: $4,000 spend in 3 months. Delta SkyMiles Gold American Express Card: $3,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.