Editorial take: United Quest Card
If you fly United 3+ times a year, the $125 travel credit, two free bags, and 10k miles of rebates on award flights ($100+ in direct value) make this card pay for itself.
Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.
Both are well-respected travel cards. The United Quest Card comes from Chase at $350/yr; the Delta SkyMiles Gold American Express Card from American Express at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | United Quest Card | Delta SkyMiles Gold American Express Card |
|---|---|---|
| Annual fee | $350 | $150 |
| Sign-up bonus | 70,000 miles + 500 PQP | 80,000 bonus miles |
| Bonus value (est.) | $950 | $960 |
| Min spend to unlock bonus | $4,000 in 3 mo | $3,000 in 6 mo |
| Issuer | Chase | American Express |
| Card category | travel | airline |
| Best earning category (Dining) | 2x | 1x |
| Transfer partners | mileageplus | None |
| Headline benefits |
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If you fly United 3+ times a year, the $125 travel credit, two free bags, and 10k miles of rebates on award flights ($100+ in direct value) make this card pay for itself.
A good choice for Delta loyalists. The free checked bag and $200 flight credit easily offset the $150 annual fee if you fly Delta a few times a year.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.