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United Quest Card
Elevated BonusVerified May 2026

United Quest Card

Chase
Chase|Personal
4.4/5
Annual Fee
$350
Sign-Up Bonus
70,000 miles + 500 PQP
Bonus Value
$950

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Is this card worth it?
Annual fee
$350
Welcome offer
70,000 miles + 500 PQP
Est. value
$950
Best for
Travel
2 statement credits you can track below.
View Offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Up to 70,000 bonus miles plus 500 PQP: 60,000 miles plus 500 PQP after $4,000 spend in the first 3 months, plus an additional 10,000 bonus miles when you add an authorized user in the first 3 months.

Our Take

If you fly United 3+ times a year, the $125 travel credit, two free bags, and 10k miles of rebates on award flights ($100+ in direct value) make this card pay for itself.

Earning Rates

2x
dining
2x
streaming
1x
other

At a glance

  • 3x on United
  • $125 United credit
  • 2 free bags
  • Award rebates

Earning rates

6
  • 10x
    flights

    10x total miles per dollar on eligible United flights, structured as 6x miles per dollar earned on the primary cardmember's United fare as a MileagePlus member plus 4x miles per dollar earned on the entire United purchase with the United Quest Card; basic economy and base option tickets earn differently and Premier members earn even more (per Chase issuer page)

  • 4x
    flights

    4x miles per dollar on all other eligible United purchases beyond flights (per Chase issuer page; NEW elevated rate)

  • 5x
    lodging

    5x miles per dollar on hotel stays when prepaid directly through Renowned Hotels and Resorts for United Cardmembers (per Chase issuer page)

  • 2x
    lodging

    2x miles per dollar on all other travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services, and tolls (per Chase issuer page)

  • 2x
    dining

    2x miles per dollar on dining including eligible delivery services, and 2x miles per dollar on select streaming services (per Chase issuer page)

  • 1x
    everything else

    1x mile per dollar on all other purchases (per Chase issuer page)

Statement credits

9
  • $200
    United Travel CreditYearly

    $200/year United TravelBank cash credit (raised from $125 statement credit in 2025).

  • $30
    Global Entry/TSA PreCheck/NEXUSYearly

    Up to $120 statement credit for the Global Entry, TSA PreCheck, or NEXUS application fee, once every 4 years (annualized $30).

  • 25% back as a statement credit on inflight food, beverage, and Wi-Fi purchases on United-operated flights and on premium drinks at United Club locations when paid with the United Quest Card (per Chase issuer page)
  • $120
    Up to $120 statement credit for Global Entry, TSA PreCheck, or NEXUS application fees, available once every 4 years when the application fee is charged to the card (per Chase issuer page)
  • $100
    Up to $100 annual rideshare statement credit

    Up to $100 annual rideshare statement credit: up to $8 monthly January through November plus up to $12 in December; annual enrollment required (per Chase issuer page)

  • $150
    Up to $150 annual statement credit on hotel accommodations prepaid directly through Renowned Hotels and Resorts for United Cardmembers (per Chase issuer page)
  • $180
    Up to $180 in annual Instacart statement credits

    Up to $180 in annual Instacart statement credits: one $10 credit and one $5 credit monthly on Instacart purchases made directly through Instacart; benefits end 12/31/2027 (per Chase issuer page)

  • $150
    Up to $150 in annual JSX statement credits when booking JSX semi-private jet flights directly with JSX using the card (per Chase issuer page)
  • $100
    Renowned Hotels and Resorts on-property perks when booking through United Cardmember portal: $100 property credit, daily breakfast for two, complimentary Wi-Fi, room upgrade subject to availability, and early check-in/late check-out subject to availability (per Chase issuer page)

Perks & memberships

9
  • Award discount10% or more savings when booking United flights with miles (cardmember award pricing on United- or United Express-operated award flights; Premier members save even more) (per Chase issuer page; NEW benefit)
  • Airline perkFree first and second checked bags on United-operated flights for the primary cardmember and one companion traveling on the same reservation: each can check 2 standard bags free (up to $50 first bag, up to $60 second bag, each way, per person), saving up to $440 per roundtrip when the MileagePlus number is in the reservation and tickets are purchased with the card (per Chase issuer page; this is more generous than the brief's first-bag-only description)
  • Airline perkPriority boarding (Group 1) on United-operated flights for the primary cardmember and companions on the same reservation, boarded prior to general boarding (per Chase issuer page)
  • Elite statusComplimentary Premier Upgrades on award tickets: the primary cardmember with MileagePlus Premier status and one companion on the same reservation are eligible for complimentary Premier upgrades on select United- and United Express-operated award flights, subject to availability (per Chase issuer page; matches the brief's award upgrade benefit)
  • Status earning1,000 Card Bonus Premier qualifying points (PQP) each year, applied toward Premier status qualification up to and including Premier 1K; awarded within 8 weeks of February 1 in the calendar year following account open date, with the card open as of December 31 of the prior year (per Chase issuer page)
  • Status earningEarn 1 PQP for every $20 spent on purchases with the United Quest Card, up to 18,000 PQP per calendar year, applied toward Premier status qualification (per Chase issuer page)
  • Membership3-month complimentary Instacart+ membership with $0 delivery fees on eligible orders, then auto-enrollment in Instacart+ at 50% off the annual rate; benefits end 12/31/2027 (per Chase issuer page)
  • No foreign feesNo foreign transaction fees on purchases made outside the United States (per Chase issuer page; example given: avoid $150 in fees on $5,000 international spend)
  • Status earningMileagePlus miles never expire while the account is open, with no blackout dates on United-operated award flights and access to expanded cardmember saver award availability (per Chase issuer page)

Travel & purchase protections

7
  • Trip cancellation and interruption insurance up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passenger fares canceled or cut short by sickness, severe weather, or other covered situations (per Chase issuer page Guide to Benefits)
  • Trip delay reimbursement up to $500 per covered traveler when common carrier travel is delayed more than 12 hours or requires an overnight stay (per Chase issuer page)
  • Baggage delay insurance up to $100 per day for up to 3 days for essential purchases when checked baggage is delayed over 6 hours, and lost luggage reimbursement up to $3,000 per covered traveler for checked or carry-on bags that are lost, damaged, or stolen during a covered trip (per Chase issuer page)
  • Auto rental collision damage waiver: primary coverage up to $60,000 for theft and collision damage on most rental vehicles with an MSRP of $125,000 or less when you decline the rental company's CDW and charge the entire rental to the card (per Chase issuer page; matches brief's primary CDW)
  • Purchase protection covers eligible new purchases for 120 days from date of purchase against damage or theft, up to $10,000 per item (per Chase issuer page; 90 days for New York residents)
  • Extended warranty protection adds one additional year to eligible U.S. manufacturer warranties of 3 years or less (per Chase issuer page Guide to Benefits)
  • Complimentary Visa Signature Concierge Service 24 hours a day for tickets, dining, and gift assistance; Visa Signature network benefits including travel and emergency assistance and the network baggage/trip/CDW baseline (per Chase issuer page; this card is a Visa Signature product)
More benefits & fine print (2)Show
  • Not subject to a new-cardmember bonus if you have this card or have received a new cardmember bonus for this card in the past 24 months (per Chase issuer page)
  • Up to $80 in annual United TravelBank cash for Avis or Budget rentals: $40 each for the 1st and 2nd rental booked directly through cars.united.com and paid with the card (per Chase issuer page)
How we verified this card (3 sources)Show

Spotted something off? Report an issue. Read our verification methodology.

How to Earn the Bonus

Spend $4,000 in the first 3 months to earn the 70,000 miles + 500 PQP bonus.

See the Current Offer

Earn 70,000 miles + 500 PQP

View Offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Affiliate disclosure:Some links on this page are affiliate links. We earn a commission if you click and complete a qualifying action (sign up, book, buy points), at no extra cost to you. We only feature offers we'd use ourselves. Full disclosure.