Editorial take: United Quest Card
If you fly United 3+ times a year, the $200 United TravelBank credit, two free checked bags for you and a companion, and the 10,000-mile anniversary award discount make this card pay for most of its fee.
All credit cards
Side-by-side
United Quest Card vs Citi AAdvantage Platinum Select
Both are travel travel cards. The United Quest Card comes from Chase at $350/yr; the Citi AAdvantage Platinum Select from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Citi AAdvantage Platinum Select, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | United Quest Card | Citi AAdvantage Platinum Select |
|---|---|---|
| Annual fee | $350 | $99 |
| Sign-up bonus | 70,000 miles + 500 PQP | 80,000 miles |
| Bonus value (est.) | $950 | $1,120 |
| Min spend to unlock bonus | $4,000 in 3 mo | $3,500 in 4 mo |
| Issuer | Chase | Citi |
| Card category | travel | travel |
| Best earning category (Renowned_hotels_chase_travel) | 5x | 1x |
| Transfer partners | mileageplus | None |
| Headline benefits |
|
|
Read the full review
United Quest Card
$350/yr · 70,000 miles + 500 PQP
Read the full review
Citi AAdvantage Platinum Select
$99/yr · 80,000 miles
Editorial take: Citi AAdvantage Platinum Select
The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.
Common questions
- Which card has the bigger sign-up bonus, United Quest Card or Citi AAdvantage Platinum Select?
- The Citi AAdvantage Platinum Select has the bigger bonus, 80,000 miles, worth roughly $1,120, versus 70,000 miles + 500 PQP (~$950) on the United Quest Card.
- Is the United Quest Card's $350 annual fee worth it compared to the Citi AAdvantage Platinum Select?
- At $350/yr, the United Quest Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi AAdvantage Platinum Select's, pick the one whose perks you'll actually use.
- Can I have both the United Quest Card and Citi AAdvantage Platinum Select?
- Yes, since they're from different issuers (Chase and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the United Quest Card or the Citi AAdvantage Platinum Select first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. United Quest Card: $4,000 spend in 3 months. Citi AAdvantage Platinum Select: $3,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.