Editorial take: United Quest Card
If you fly United 3+ times a year, the $200 United TravelBank credit, two free checked bags for you and a companion, and the 10,000-mile anniversary award discount make this card pay for most of its fee.
Every feature is free during beta. No credit card, no catch.
Both are well-respected travel cards. The United Quest Card comes from Chase at $350/yr; the Citi / AAdvantage Executive World Elite Mastercard from Citi at $595/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | United Quest Card | Citi / AAdvantage Executive World Elite Mastercard |
|---|---|---|
| Annual fee | $350 | $595 |
| Sign-up bonus | 70,000 miles + 500 PQP | 70,000 miles |
| Bonus value (est.) | $950 | $980 |
| Min spend to unlock bonus | $4,000 in 3 mo | $7,000 in 3 mo |
| Issuer | Chase | Citi |
| Card category | travel | airline |
| Best earning category (Renowned_hotels_chase_travel) | 5x | 1x |
| Transfer partners | mileageplus | None |
| Headline benefits |
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If you fly United 3+ times a year, the $200 United TravelBank credit, two free checked bags for you and a companion, and the 10,000-mile anniversary award discount make this card pay for most of its fee.
Pure Admirals Club access card. If you spend more than ~$850/year on lounge passes or visit AA hubs frequently, the $595 fee is a layup. The 2024 refresh added ~$360/year in Lyft/Grubhub/Avis credits that often go unclaimed, plus the free checked bag for 9 travelers is undersold for family travelers.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.