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Southwest Rapid Rewards Premier vs Citi AAdvantage Platinum Select

Both are travel travel cards. The Southwest Rapid Rewards Premier comes from Chase at $149/yr; the Citi AAdvantage Platinum Select from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Citi AAdvantage Platinum Select is the stronger pick today, the sign-up bonus is meaningfully larger ($840 more in estimated value) than the Southwest Rapid Rewards Premier's. Get the Citi AAdvantage Platinum Select first; revisit the Southwest Rapid Rewards Premier after you've earned that bonus.

FeatureSouthwest Rapid Rewards PremierCiti AAdvantage Platinum Select
Annual fee$149$99
Sign-up bonus55,000 bonus points60,000 miles
Bonus value (est.)-$840
Min spend to unlock bonus$1,500 in 3 mo$3,500 in 4 mo
IssuerChaseCiti
Card categorytraveltravel
Best earning category (Travel)3x1x
Transfer partnersNoneNone
Headline benefits
  • 3x on Southwest
  • 6k anniversary points
  • Free first checked bag
  • 15% anniversary promo code
  • Free checked bag
  • Priority boarding
  • 2x on AA + dining + gas
  • First year free
Read the full review
Southwest Rapid Rewards Premier
$149/yr · 55,000 bonus points
Read the full review
Citi AAdvantage Platinum Select
$99/yr · 60,000 miles

Editorial take: Southwest Rapid Rewards Premier

The middle tier of the Southwest portfolio after the 2025 refresh. Doubles the anniversary points and bumps the promo code from 10% to 15% vs Plus. Sweet spot for occasional Southwest flyers who don't need the Priority card's $75 travel credit or upgraded boardings.

Editorial take: Citi AAdvantage Platinum Select

The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.

Common questions

Which card has the bigger sign-up bonus, Southwest Rapid Rewards Premier or Citi AAdvantage Platinum Select?
The Citi AAdvantage Platinum Select has a public bonus (60,000 miles, worth roughly $840), while the Southwest Rapid Rewards Premier doesn't advertise one right now.
Is the Southwest Rapid Rewards Premier's $149 annual fee worth it compared to the Citi AAdvantage Platinum Select?
At $149/yr, the Southwest Rapid Rewards Premier is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi AAdvantage Platinum Select's, pick the one whose perks you'll actually use.
Can I have both the Southwest Rapid Rewards Premier and Citi AAdvantage Platinum Select?
Yes, since they're from different issuers (Chase and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Southwest Rapid Rewards Premier or the Citi AAdvantage Platinum Select first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Premier: $1,500 spend in 3 months. Citi AAdvantage Platinum Select: $3,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.