Southwest Rapid Rewards Premier
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Earn 55,000 bonus points after spending $1,500 in the first 3 months.
The middle tier of the Southwest portfolio after the 2025 refresh. Doubles the anniversary points and bumps the promo code from 10% to 15% vs Plus. Sweet spot for occasional Southwest flyers who don't need the Priority card's $75 travel credit or upgraded boardings.
Earning Rates
At a glance
- 3x on Southwest
- 6k anniversary points
- Free first checked bag
- 15% anniversary promo code
Earning rates
5- 3xflights
3x Rapid Rewards points per dollar on Southwest Airlines purchases booked directly with Southwest (refreshed earn rate; Chase issuer page)
- 2xdining
2x Rapid Rewards points per dollar on the first $8,000 in combined purchases each account anniversary year at grocery stores and dining at restaurants; after $8,000, those categories revert to 1x (this is the post-refresh 2X bonus category; the old Premier 2X categories on Rapid Rewards hotel and car partners, local transit and commuting, and internet/cable/phone/select streaming were sunset on December 31, 2025 per TPG's October 29, 2025 cobrand refresh coverage)
- 1xeverything else
1x Rapid Rewards points per dollar on all other purchases, with no cap
- 2xdining
Cardholder brief originally specified the legacy Premier earn structure (2X Rapid Rewards hotel/car, 2X transit/commuting, 2X internet/cable/phone/select streaming) and four annual EarlyBird Check-In credits; per Chase's current issuer page and TPG, those benefits and categories no longer apply post-refresh and the verified 2026 earn structure is 3X Southwest / 2X grocery and restaurants on first $8,000 / 1X other
- 1x
Earn 1 point per $1 on the first $15,000 of balance transfers made during the first 90 days from account opening (a separate 1X balance-transfer-earning quirk per Chase's pricing and terms; balance transfers themselves do not count as purchases for the welcome bonus)
Transfer partners
1Statement credits
1- 25% back as a statement credit on Southwest inflight purchases including Wi-Fi and drinks when charged to the card; 25% rebate also extends to authorized users on the account (Chase issuer page)
Perks & memberships
9- Airline perkFirst checked bag free for the cardmember and up to 8 additional passengers on the same Southwest reservation, a refresh benefit added in late 2025 after Southwest began charging $35 for the first checked bag (Chase issuer page)
- Airline perkComplimentary Preferred seat selection within 48 hours prior to departure, when available, valued by Chase at roughly $70 round trip (refreshed cabin perk on the Premier; Chase issuer page)
- Airline perkGroup 5 priority boarding for the cardmember and up to 8 additional passengers on the same reservation, aligned with Southwest's January 2026 boarding overhaul (Chase issuer page)
- Airline perk15% Flight Discount promotion code delivered each cardmember anniversary year, valid for one year from issuance, excluding Basic fare bookings (Chase issuer page)
- Status earning1,500 tier qualifying points (TQPs) toward Southwest A-List and A-List Preferred status for every $5,000 spent on purchases annually, with no stated cap; A-List requires 35,000 TQPs in a calendar year, so roughly $117,000 of card spend would fully qualify (Chase issuer page)
- Airline perk10,000 Companion Pass qualifying points boost each calendar year just for being a cardmember, deposited by January 31 each year or within 30 days of account opening; reduces the 135,000 calendar-year Companion Pass threshold to 125,000 additional qualifying points to earn (Chase issuer page; Frequent Miler 2025 Companion Pass Complete Guide)
- MembershipUp to $10 off quarterly on one qualifying non-restaurant order on DoorDash through December 31, 2027 when enrolled in DashPass and paying with the card; complimentary DashPass membership is also included for both DoorDash and Caviar with $0 delivery fees and reduced service fees on eligible orders (Chase issuer page)
- No foreign feesNo foreign transaction fees on purchases made outside the United States (Chase issuer page; Visa network card)
- Card networkVisa Signature card network (Chase issues the Southwest Rapid Rewards Premier on Visa; confirmed by Chase issuer page metadata)
Travel & purchase protections
5- Lost luggage reimbursement up to $3,000 per covered traveler for checked or carry-on baggage lost, damaged, or stolen during a covered trip (NY residents capped at $2,000 per bag and $10,000 per trip; standard Chase Visa Signature Premier travel coverage)
- Baggage delay insurance up to $100 per day for up to 3 days for essential purchases when checked baggage is delayed more than 6 hours (Chase Visa Signature Premier travel coverage)
- Purchase protection covers eligible new purchases for 120 days from date of purchase (90 days for NY residents) against damage or theft, up to $500 per item (Chase Visa Signature Premier purchase coverage)
- Extended warranty protection extends the manufacturer's U.S. warranty by an additional year on eligible warranties of 3 years or less (Chase Visa Signature Premier purchase coverage)
- Auto rental collision damage waiver provides secondary coverage inside the United States and primary coverage outside the United States when the rental is paid in full with the card and the rental company's CDW is declined (standard Chase Visa Signature Premier auto coverage)
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How to Earn the Bonus
Spend $1,500 in the first 3 months to earn the 55,000 bonus points bonus.
See the Current Offer
Earn 55,000 bonus points
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
