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Southwest Rapid Rewards Premier Business vs U.S. Bank Business Altitude Power Visa Signature Card

Both are well-respected travel cards. The Southwest Rapid Rewards Premier Business comes from Chase at $149/yr; the U.S. Bank Business Altitude Power Visa Signature Card from U.S. Bank at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the U.S. Bank Business Altitude Power Visa Signature Card is the stronger pick today, the sign-up bonus is meaningfully larger ($750 more in estimated value) than the Southwest Rapid Rewards Premier Business's. Get the U.S. Bank Business Altitude Power Visa Signature Card first; revisit the Southwest Rapid Rewards Premier Business after you've earned that bonus.

FeatureSouthwest Rapid Rewards Premier BusinessU.S. Bank Business Altitude Power Visa Signature Card
Annual fee$149$195
Sign-up bonus60,000 bonus points75,000 Altitude points
Bonus value (est.)-$750
Min spend to unlock bonus$3,000 in 3 mo$10,000 in 4 mo
IssuerChaseU.S. Bank
Card categorybusiness
Best earning category (Southwest)3x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Southwest Rapid Rewards Premier Business
      $149/yr · 60,000 bonus points
      Read the full review
      U.S. Bank Business Altitude Power Visa Signature Card
      $195/yr · 75,000 Altitude points

      Editorial take: Southwest Rapid Rewards Premier Business

      Editorial take: U.S. Bank Business Altitude Power Visa Signature Card

      Common questions

      Which card has the bigger sign-up bonus, Southwest Rapid Rewards Premier Business or U.S. Bank Business Altitude Power Visa Signature Card?
      The U.S. Bank Business Altitude Power Visa Signature Card has a public bonus (75,000 Altitude points, worth roughly $750), while the Southwest Rapid Rewards Premier Business doesn't advertise one right now.
      Is the Southwest Rapid Rewards Premier Business's $149 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?
      At $149/yr, the Southwest Rapid Rewards Premier Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Altitude Power Visa Signature Card's, pick the one whose perks you'll actually use.
      Can I have both the Southwest Rapid Rewards Premier Business and U.S. Bank Business Altitude Power Visa Signature Card?
      Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Southwest Rapid Rewards Premier Business or the U.S. Bank Business Altitude Power Visa Signature Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Premier Business: $3,000 spend in 3 months. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.