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Side-by-side
Southwest Rapid Rewards Premier Business vs United Quest Card
Both are well-respected travel cards. The Southwest Rapid Rewards Premier Business comes from Chase at $149/yr; the United Quest Card from Chase at $350/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the United Quest Card is the stronger pick today, the sign-up bonus is meaningfully larger ($950 more in estimated value) than the Southwest Rapid Rewards Premier Business's. Get the United Quest Card first; revisit the Southwest Rapid Rewards Premier Business after you've earned that bonus.
| Feature | Southwest Rapid Rewards Premier Business | United Quest Card |
|---|---|---|
| Annual fee | $149 | $350 |
| Sign-up bonus | 60,000 bonus points | 70,000 miles + 500 PQP |
| Bonus value (est.) | - | $950 |
| Min spend to unlock bonus | $3,000 in 3 mo | $4,000 in 3 mo |
| Issuer | Chase | Chase |
| Card category | business | travel |
| Best earning category (Southwest) | 3x | 1x |
| Transfer partners | None | mileageplus |
| Headline benefits |
|
Read the full review
Southwest Rapid Rewards Premier Business
$149/yr · 60,000 bonus points
Read the full review
United Quest Card
$350/yr · 70,000 miles + 500 PQP
Editorial take: United Quest Card
If you fly United 3+ times a year, the $125 travel credit, two free bags, and 10k miles of rebates on award flights ($100+ in direct value) make this card pay for itself.
Common questions
- Which card has the bigger sign-up bonus, Southwest Rapid Rewards Premier Business or United Quest Card?
- The United Quest Card has a public bonus (70,000 miles + 500 PQP, worth roughly $950), while the Southwest Rapid Rewards Premier Business doesn't advertise one right now.
- Is the Southwest Rapid Rewards Premier Business's $149 annual fee worth it compared to the United Quest Card?
- At $149/yr, the Southwest Rapid Rewards Premier Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Quest Card's, pick the one whose perks you'll actually use.
- Can I have both the Southwest Rapid Rewards Premier Business and United Quest Card?
- Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Southwest Rapid Rewards Premier Business or the United Quest Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Premier Business: $3,000 spend in 3 months. United Quest Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.