Southwest Rapid Rewards Plus vs U.S. Bank Business Altitude Power Visa Signature Card

Common questions

Which card has the bigger sign-up bonus, Southwest Rapid Rewards Plus or U.S. Bank Business Altitude Power Visa Signature Card?

The U.S. Bank Business Altitude Power Visa Signature Card has a public bonus (75,000 Altitude points, worth roughly $750), while the Southwest Rapid Rewards Plus doesn't advertise one right now.

Is the Southwest Rapid Rewards Plus's $99 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?

At $99/yr, the Southwest Rapid Rewards Plus is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Altitude Power Visa Signature Card's, pick the one whose perks you'll actually use.

Can I have both the Southwest Rapid Rewards Plus and U.S. Bank Business Altitude Power Visa Signature Card?

Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.

Should I get the Southwest Rapid Rewards Plus or the U.S. Bank Business Altitude Power Visa Signature Card first?

Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Plus: $1,000 spend in 3 months. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.