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Side-by-side

Southwest Rapid Rewards Plus vs Costco Anywhere Visa Business Card by Citi

Both are well-respected travel cards. The Southwest Rapid Rewards Plus comes from Chase at $99/yr; the Costco Anywhere Visa Business Card by Citi from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureSouthwest Rapid Rewards PlusCostco Anywhere Visa Business Card by Citi
Annual fee$99$0
Sign-up bonus50,000 bonus pointsNo current public welcome offer
Bonus value (est.)--
Min spend to unlock bonus$1,000 in 3 mo-
IssuerChaseCiti
Card categorytravel
Best earning category (Travel)2x3x
Transfer partnersNoneNone
Headline benefits
  • $99 fee (post-2025 refresh)
  • 3k anniversary points
  • Free first checked bag
  • Companion Pass qualifying
    Read the full review
    Southwest Rapid Rewards Plus
    $99/yr · 50,000 bonus points
    Read the full review
    Costco Anywhere Visa Business Card by Citi
    $0/yr · No current public welcome offer

    Editorial take: Southwest Rapid Rewards Plus

    The entry-level Southwest card after the 2025 refresh raised the fee to $99. Worth it primarily if you're chasing the Companion Pass; the Priority card delivers more value if you fly Southwest 2+ times per year.

    Editorial take: Costco Anywhere Visa Business Card by Citi

    Common questions

    Which card has the bigger sign-up bonus, Southwest Rapid Rewards Plus or Costco Anywhere Visa Business Card by Citi?
    Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
    Is the Southwest Rapid Rewards Plus's $99 annual fee worth it compared to the Costco Anywhere Visa Business Card by Citi?
    At $99/yr, the Southwest Rapid Rewards Plus is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Costco Anywhere Visa Business Card by Citi's, pick the one whose perks you'll actually use.
    Can I have both the Southwest Rapid Rewards Plus and Costco Anywhere Visa Business Card by Citi?
    Yes, since they're from different issuers (Chase and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Southwest Rapid Rewards Plus or the Costco Anywhere Visa Business Card by Citi first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Plus: $1,000 spend in 3 months. Costco Anywhere Visa Business Card by Citi: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.