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Southwest Rapid Rewards Performance Business vs U.S. Bank Altitude Go Visa Signature Card

Both are well-respected travel cards. The Southwest Rapid Rewards Performance Business comes from Chase at $299/yr; the U.S. Bank Altitude Go Visa Signature Card from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Southwest Rapid Rewards Performance Business is the stronger pick today, the sign-up bonus is meaningfully larger ($79,800 more in estimated value) than the U.S. Bank Altitude Go Visa Signature Card's. Get the Southwest Rapid Rewards Performance Business first; revisit the U.S. Bank Altitude Go Visa Signature Card after you've earned that bonus.

FeatureSouthwest Rapid Rewards Performance BusinessU.S. Bank Altitude Go Visa Signature Card
Annual fee$299$0
Sign-up bonus80,000 points20,000 bonus points after $1,000 spend in 90 days
Bonus value (est.)$80,000$200
Min spend to unlock bonus$5,000 in 3 mo$1,000 in 3 mo
IssuerChaseU.S. Bank
Card categorytravelcashback
Best earning category (Travel)4x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Southwest Rapid Rewards Performance Business
      $299/yr · 80,000 points
      Read the full review
      U.S. Bank Altitude Go Visa Signature Card
      $0/yr · 20,000 bonus points after $1,000 spend in 90 days

      Editorial take: Southwest Rapid Rewards Performance Business

      Editorial take: U.S. Bank Altitude Go Visa Signature Card

      Common questions

      Which card has the bigger sign-up bonus, Southwest Rapid Rewards Performance Business or U.S. Bank Altitude Go Visa Signature Card?
      The Southwest Rapid Rewards Performance Business has the bigger bonus, 80,000 points, worth roughly $80,000, versus 20,000 bonus points after $1,000 spend in 90 days (~$200) on the U.S. Bank Altitude Go Visa Signature Card.
      Is the Southwest Rapid Rewards Performance Business's $299 annual fee worth it compared to the U.S. Bank Altitude Go Visa Signature Card?
      At $299/yr, the Southwest Rapid Rewards Performance Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Altitude Go Visa Signature Card's, pick the one whose perks you'll actually use.
      Can I have both the Southwest Rapid Rewards Performance Business and U.S. Bank Altitude Go Visa Signature Card?
      Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Southwest Rapid Rewards Performance Business or the U.S. Bank Altitude Go Visa Signature Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Performance Business: $5,000 spend in 3 months. U.S. Bank Altitude Go Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.