Southwest Rapid Rewards Performance Business
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
View OfferBenefits and fees last verified May 2026against the issuer's published terms.
80,000 Rapid Rewards points once $5,000 of spend posts within your first 3 months. $299 annual fee.
- Annual fee
- $299
Welcome offers change often and can differ by application channel. Verify the current offer with the issuer before you apply.
Earning Rates
Important considerations
- Annual fee to offset
This card carries a $299 annual fee. Make sure the credits and bonus categories you will actually use are worth more than that every year.
Based on this card's terms last verified May 2026.
Earning rates
7- flights
Worth roughly $1,160 toward Southwest airfare at TPG's Southwest Rapid Rewards baseline of 1.45 cents per point (80,000 x $0.0145)
- 4xflights
Earn 4 Rapid Rewards points per $1 spent on Southwest Airlines purchases booked directly (Chase issuer page Rewards & Benefits section)
- 2xlodging
Earn 2 Rapid Rewards points per $1 spent on hotel accommodations booked directly with the hotel (Chase issuer page)
- 2xdining
Earn 2 Rapid Rewards points per $1 spent at gas stations and restaurants (Chase issuer page; one combined 2x category, not separate)
- 2xtransit
Earn 2 Rapid Rewards points per $1 spent on local transit and commuting, including rideshare services such as Uber and Lyft (Chase issuer page)
- 1xeverything else
Earn 1 Rapid Rewards point per $1 spent on all other purchases (Chase issuer page)
- 2xdining
Note on scope: the Chase issuer page lists 2x on hotels-direct, gas, restaurants, and local transit / rideshare; it does not currently list a 3x hotel or car-rental category on this product, so any third-party guides claiming 3x on Rapid Rewards hotel and car partners should be treated as outdated post-refresh information
Statement credits
3- $30Global Entry/TSA PreCheck/NEXUS Application Fee CreditYearly
Up to $120 statement credit every 4 years for Global Entry, TSA PreCheck, or NEXUS ($30/yr amortized)
- 25% back as a statement credit on inflight purchases on Southwest-operated flights, including drinks and Wi-Fi where available, when paid with the card (Chase issuer page Elevate your travel experience section)
- $120Up to $120 statement credit every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck, or NEXUS when you use your card to pay the fee (Chase issuer page; the credit covers the full current $120 Global Entry fee and the full $78 TSA PreCheck fee with room to spare)
Perks & memberships
8- Authorized users$299 annual fee applied to the first billing statement, with no annual fee for authorized-user / employee cards (Chase issuer page)
- Airline perkComplimentary Preferred seat selection at booking, when available, on Southwest-operated flights with assigned seating beginning in 2026, for the cardmember and up to 8 additional passengers on the same reservation (Chase issuer page At A Glance and Cardmember Benefits sections)
- Airline perkUnlimited complimentary upgrades to an Extra Legroom seat within 48 hours prior to departure, when available, on Southwest-operated flights with assigned seating in 2026 and beyond, for the cardmember and up to 8 additional passengers on the same reservation (Chase issuer page)
- Airline perkFirst standard checked bag free for the cardmember and up to 8 additional passengers on the same Southwest reservation; Chase markets this as up to $360 round trip savings for a group of four at $45 per bag per trip, reflecting Southwest's post-2025 paid-bag pricing (Chase issuer page)
- Status earningEarn 2,500 Tier Qualifying Points (TQPs) toward A-List status for every $5,000 spent in purchases annually, with no cap; A-List ordinarily requires 35,000 TQPs in a calendar year, so $70,000 of card spend would alone fully qualify even before any flying (Chase issuer page Cardmember Benefits section)
- Airline perk10,000 Companion Pass qualifying points boost each calendar year, which counts toward Southwest's 135,000-point Companion Pass threshold (Chase issuer page); the Companion Pass lets a designated companion fly free of airfare (taxes and fees still apply) on paid and award tickets for the rest of the qualifying year plus the following full calendar year
- Authorized usersEmployee cards at no additional cost, with the ability to set individual employee spending limits, and you earn Rapid Rewards points on employee spending in the same bonus categories as the primary cardholder (Chase issuer page Employee cards section)
- No foreign feesNo foreign transaction fees on purchases made outside the United States, making this card materially better for international business spend than cards that charge the standard 3% (Chase issuer page Additional Business Card Rewards & Benefits)
Travel & purchase protections
2- Travel and purchase coverage included on the card per Chase's Additional Business Card Rewards & Benefits panel; the issuer page does not enumerate sub-limits on the public marketing page, so cardholders should reference the Visa Business Guide to Benefits for specific dollar amounts on auto rental CDW, baggage delay, lost luggage, purchase protection, and extended warranty
- Auto rental CDW: business Visa cards in the Chase Southwest lineup typically provide primary collision damage waiver coverage when the rental is charged to the card and the rental company's CDW is declined; cardholders should confirm primary status in the current Visa Business Guide to Benefits before relying on it for an international rental
More benefits & fine print (2)ShowHide
- Group 5 boarding for the cardmember and up to 8 additional passengers on the same reservation on Southwest-operated flights with assigned seating in 2026 and beyond, giving earlier access to overhead bin space (Chase issuer page)
- Note on legacy boarding: the previous benefit of 4 upgraded boardings per year (A1 to A15 buy-ups) was tied to Southwest's open-seating model and was confirmed sunset on December 31, 2025 as part of the Southwest cobrand refresh per One Mile at a Time and TPG coverage of the personal Priority card; the Chase Performance Business issuer page no longer markets four annual upgraded boardings and instead lists Group 5 boarding for the new assigned-seating product
Before you decide, weigh alternatives
Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.
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How to Earn the Bonus
Spend $5,000 in the first 3 months to earn the 80,000 points bonus.
See the Current Offer
Earn 80,000 points
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
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