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Southwest Rapid Rewards Performance Business vs Southwest Rapid Rewards Premier Business

Both are well-respected travel cards. The Southwest Rapid Rewards Performance Business comes from Chase at $299/yr; the Southwest Rapid Rewards Premier Business from Chase at $149/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Southwest Rapid Rewards Performance Business is the stronger pick today, the sign-up bonus is meaningfully larger ($80,000 more in estimated value) than the Southwest Rapid Rewards Premier Business's. Get the Southwest Rapid Rewards Performance Business first; revisit the Southwest Rapid Rewards Premier Business after you've earned that bonus.

FeatureSouthwest Rapid Rewards Performance BusinessSouthwest Rapid Rewards Premier Business
Annual fee$299$149
Sign-up bonus80,000 points60,000 bonus points
Bonus value (est.)$80,000-
Min spend to unlock bonus$5,000 in 3 mo$3,000 in 3 mo
IssuerChaseChase
Card categorytravelbusiness
Best earning category (Travel)4x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Southwest Rapid Rewards Performance Business
      $299/yr · 80,000 points
      Read the full review
      Southwest Rapid Rewards Premier Business
      $149/yr · 60,000 bonus points

      Editorial take: Southwest Rapid Rewards Performance Business

      Editorial take: Southwest Rapid Rewards Premier Business

      Common questions

      Which card has the bigger sign-up bonus, Southwest Rapid Rewards Performance Business or Southwest Rapid Rewards Premier Business?
      The Southwest Rapid Rewards Performance Business has a public bonus (80,000 points, worth roughly $80,000), while the Southwest Rapid Rewards Premier Business doesn't advertise one right now.
      Is the Southwest Rapid Rewards Performance Business's $299 annual fee worth it compared to the Southwest Rapid Rewards Premier Business?
      At $299/yr, the Southwest Rapid Rewards Performance Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Southwest Rapid Rewards Premier Business's, pick the one whose perks you'll actually use.
      Can I have both the Southwest Rapid Rewards Performance Business and Southwest Rapid Rewards Premier Business?
      Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Southwest Rapid Rewards Performance Business or the Southwest Rapid Rewards Premier Business first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Southwest Rapid Rewards Performance Business: $5,000 spend in 3 months. Southwest Rapid Rewards Premier Business: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.