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Chase Sapphire Preferred vs World of Hyatt Credit Card

Both are well-respected travel cards. The Chase Sapphire Preferred comes from Chase at $95/yr; the World of Hyatt Credit Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureChase Sapphire PreferredWorld of Hyatt Credit Card
Annual fee$95$95
Sign-up bonus75,000 pointsUp to 60,000 Bonus Points
Bonus value (est.)$1,500$1,020
Min spend to unlock bonus$5,000 in 3 mo-
IssuerChaseChase
Card categorytravelhotel
Best earning category (Travel)5x1x
Transfer partnerschase-urNone
Headline benefits
  • 5x on travel booked via Chase
  • 3x on dining & streaming
  • $100 annual hotel credit
  • Transfer to 13 partners (Hyatt 1:1)
  • Free night yearly at a Category 1-4 Hyatt (anniversary)
  • Extra Category 1-4 free night after $15,000 spend in a calendar year
  • Automatic World of Hyatt Discoverist status
  • Up to 9x points at Hyatt; 2x dining, airlines, transit, fitness
Read the full review
Chase Sapphire Preferred
$95/yr · 75,000 points
Read the full review
World of Hyatt Credit Card
$95/yr · Up to 60,000 Bonus Points

Editorial take: Chase Sapphire Preferred

The best starter travel card, period. Transferable points, solid bonus categories, and a low annual fee make this the card we recommend to almost everyone getting into the points game. Note: the 10% anniversary points bonus sunsets October 1, 2026.

Editorial take: World of Hyatt Credit Card

The anniversary free night at a Category 1-4 Hyatt easily covers the $95 fee, even a Category 1 Hyatt Place clears it. If you stay at any Hyatt once a year, this card pays for itself.

Common questions

Which card has the bigger sign-up bonus, Chase Sapphire Preferred or World of Hyatt Credit Card?
The Chase Sapphire Preferred has the bigger bonus, 75,000 points, worth roughly $1,500, versus Up to 60,000 Bonus Points (~$1,020) on the World of Hyatt Credit Card.
Is the Chase Sapphire Preferred's $95 annual fee worth it compared to the World of Hyatt Credit Card?
At $95/yr, the Chase Sapphire Preferred is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the World of Hyatt Credit Card's, pick the one whose perks you'll actually use.
Can I have both the Chase Sapphire Preferred and World of Hyatt Credit Card?
Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Chase Sapphire Preferred or the World of Hyatt Credit Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Sapphire Preferred: $5,000 spend in 3 months. World of Hyatt Credit Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.