Editorial take: Marriott Bonvoy Bountiful
Mid-tier Marriott card. The 50k free night cert can pay for the fee on a single stay at a Cat 5 property, but Hyatt is a more valuable program for most people, consider that card first.
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Side-by-side
Marriott Bonvoy Bountiful vs Target Circle Card Mastercard
Both are well-respected travel cards. The Marriott Bonvoy Bountiful comes from Chase at $250/yr; the Target Circle Card Mastercard from TD Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Target Circle Card Mastercard, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Marriott Bonvoy Bountiful | Target Circle Card Mastercard |
|---|---|---|
| Annual fee | $250 | $0 |
| Sign-up bonus | 85,000 Bonus Points | |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | $4,000 in 3 mo | - |
| Issuer | Chase | TD Bank |
| Card category | hotel | cashback |
| Best earning category (Travel) | 6x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Marriott Bonvoy Bountiful
$250/yr · 85,000 Bonus Points
Read the full review
Target Circle Card Mastercard
$0/yr ·
Editorial take: Target Circle Card Mastercard
Common questions
- Which card has the bigger sign-up bonus, Marriott Bonvoy Bountiful or Target Circle Card Mastercard?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Marriott Bonvoy Bountiful's $250 annual fee worth it compared to the Target Circle Card Mastercard?
- At $250/yr, the Marriott Bonvoy Bountiful is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Target Circle Card Mastercard's, pick the one whose perks you'll actually use.
- Can I have both the Marriott Bonvoy Bountiful and Target Circle Card Mastercard?
- Yes, since they're from different issuers (Chase and TD Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Marriott Bonvoy Bountiful or the Target Circle Card Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bountiful: $4,000 spend in 3 months. Target Circle Card Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.