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Side-by-side

Marriott Bonvoy Bountiful vs Sephora Visa Credit Card

Both are well-respected travel cards. The Marriott Bonvoy Bountiful comes from Chase at $250/yr; the Sephora Visa Credit Card from Comenity at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the Sephora Visa Credit Card, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureMarriott Bonvoy BountifulSephora Visa Credit Card
Annual fee$250$0
Sign-up bonus85,000 Bonus Points25% off your first Sephora.com purchase + 4X Beauty Insider points on that purchase
Bonus value (est.)-$25
Min spend to unlock bonus$4,000 in 3 mo$0 in 0 mo
IssuerChaseComenity
Card categoryhotelcashback
Best earning category (Travel)6x1x
Transfer partnersNoneNone
Headline benefits
  • 50k free night cert
  • Gold status
  • 6x at Marriott
  • Platinum at $60k spend
    Read the full review
    Marriott Bonvoy Bountiful
    $250/yr · 85,000 Bonus Points
    Read the full review
    Sephora Visa Credit Card
    $0/yr · 25% off your first Sephora.com purchase + 4X Beauty Insider points on that purchase

    Editorial take: Marriott Bonvoy Bountiful

    Mid-tier Marriott card. The 50k free night cert can pay for the fee on a single stay at a Cat 5 property, but Hyatt is a more valuable program for most people, consider that card first.

    Editorial take: Sephora Visa Credit Card

    Common questions

    Which card has the bigger sign-up bonus, Marriott Bonvoy Bountiful or Sephora Visa Credit Card?
    The Sephora Visa Credit Card has a public bonus (25% off your first Sephora.com purchase + 4X Beauty Insider points on that purchase, worth roughly $25), while the Marriott Bonvoy Bountiful doesn't advertise one right now.
    Is the Marriott Bonvoy Bountiful's $250 annual fee worth it compared to the Sephora Visa Credit Card?
    At $250/yr, the Marriott Bonvoy Bountiful is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Sephora Visa Credit Card's, pick the one whose perks you'll actually use.
    Can I have both the Marriott Bonvoy Bountiful and Sephora Visa Credit Card?
    Yes, since they're from different issuers (Chase and Comenity) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Marriott Bonvoy Bountiful or the Sephora Visa Credit Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bountiful: $4,000 spend in 3 months. Sephora Visa Credit Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.