Editorial take: Marriott Bonvoy Bountiful
Mid-tier Marriott card. The 50k free night cert can pay for the fee on a single stay at a Cat 5 property, but Hyatt is a more valuable program for most people, consider that card first.
Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.
Both are well-respected travel cards. The Marriott Bonvoy Bountiful comes from Chase at $250/yr; the Petal 2 Cash Back, No Fees Visa from Petal at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
If you're not sure you'll use premium perks, start with the Petal 2 Cash Back, No Fees Visa, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Marriott Bonvoy Bountiful | Petal 2 Cash Back, No Fees Visa |
|---|---|---|
| Annual fee | $250 | $0 |
| Sign-up bonus | 85,000 Bonus Points | None |
| Bonus value (est.) | - | $0 |
| Min spend to unlock bonus | $4,000 in 3 mo | $0 in 0 mo |
| Issuer | Chase | Petal |
| Card category | hotel | credit-builder |
| Best earning category (Travel) | 6x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Mid-tier Marriott card. The 50k free night cert can pay for the fee on a single stay at a Cat 5 property, but Hyatt is a more valuable program for most people, consider that card first.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.