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Side-by-side

Marriott Bonvoy Bold Credit Card vs Truist Enjoy Beyond Credit Card

Both are travel travel cards. The Marriott Bonvoy Bold Credit Card comes from Chase at $0/yr; the Truist Enjoy Beyond Credit Card from Truist at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureMarriott Bonvoy Bold Credit CardTruist Enjoy Beyond Credit Card
Annual fee$0$95
Sign-up bonusNot advertised30,000 bonus points
Bonus value (est.)-$300
Min spend to unlock bonus-$1,500 in 3 mo
IssuerChaseTruist
Card categorytraveltravel
Best earning category (Marriott_hotels)3x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Marriott Bonvoy Bold Credit Card
      $0/yr ·
      Read the full review
      Truist Enjoy Beyond Credit Card
      $95/yr · 30,000 bonus points

      Editorial take: Marriott Bonvoy Bold Credit Card

      Editorial take: Truist Enjoy Beyond Credit Card

      Common questions

      Which card has the bigger sign-up bonus, Marriott Bonvoy Bold Credit Card or Truist Enjoy Beyond Credit Card?
      The Truist Enjoy Beyond Credit Card has a public bonus (30,000 bonus points, worth roughly $300), while the Marriott Bonvoy Bold Credit Card doesn't advertise one right now.
      Is the Marriott Bonvoy Bold Credit Card's $0 annual fee worth it compared to the Truist Enjoy Beyond Credit Card?
      The Marriott Bonvoy Bold Credit Card has no annual fee, so the question is whether the Truist Enjoy Beyond Credit Card's $95 fee is justified by its perks. If you'll use enough of the Truist Enjoy Beyond Credit Card's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Marriott Bonvoy Bold Credit Card.
      Can I have both the Marriott Bonvoy Bold Credit Card and Truist Enjoy Beyond Credit Card?
      Yes, since they're from different issuers (Chase and Truist) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Marriott Bonvoy Bold Credit Card or the Truist Enjoy Beyond Credit Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bold Credit Card: no published min spend. Truist Enjoy Beyond Credit Card: $1,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.