Marriott Bonvoy Bold Credit Card

Earning Rates

Key Benefits

All Benefits

• $0 annual fee on the Marriott Bonvoy Bold Credit Card, the no-annual-fee entry point of the Chase-issued Marriott Bonvoy consumer cobrand lineup (Bold / Boundless / Bevy)
• Welcome offer (current public offer on chase.com/marriott/bonvoy/bold): earn 30,000 Marriott Bonvoy bonus points after spending $1,000 on purchases in the first 3 months from account opening; at Marriott Bonvoy's roughly 0.7 cent per point valuation that is about $210 in hotel value
• Earn 14X total Marriott Bonvoy points per $1 spent at hotels participating in Marriott Bonvoy: 3X base points from the Bold card + 10X base points as a Marriott Bonvoy member + 1X bonus points from automatic Silver Elite status (10% Silver bonus on the 10X member rate)
• Earn 2X Marriott Bonvoy points per $1 on travel purchases booked directly with the airline, hotel, car rental, cruise line, or other travel provider (including travel-website bookings), with no cap on the 2X category
• Earn 1X Marriott Bonvoy point per $1 on all other eligible purchases made with the Marriott Bonvoy Bold Credit Card, with no cap
• Automatic complimentary Marriott Bonvoy Silver Elite status while your Bold account is open and in good standing, delivering a 10% bonus on the 10X Marriott Bonvoy member base earn rate at participating hotels, priority late checkout subject to availability, a dedicated Elite member reservation line, and Marriott's ultimate reservation guarantee
• Receive 5 Elite Night Credits toward Marriott Bonvoy Elite status each calendar year automatically as a Bold cardholder, providing a small head start on the Silver (10 nights), Gold (25 nights), Platinum (50 nights), Titanium (75 nights), and Ambassador (100 nights + $23,000 USD qualified spend) tier thresholds; Elite Night Credits from the Bold card stack with credits from paid stays and from a second Marriott cobrand
• No foreign transaction fees on purchases made outside the United States with the Marriott Bonvoy Bold Credit Card, making it usable on international Marriott stays and abroad without any currency-conversion surcharge
• Visa Signature trip cancellation and trip interruption insurance: reimbursement of up to $5,000 per person and $10,000 per trip for non-refundable pre-paid passenger fares when a trip is canceled or cut short by a covered reason (sickness, severe weather, etc.), when the common-carrier fare is charged to the Bold card
• Visa Signature baggage delay insurance: reimbursement for essential purchases (toiletries, clothing) when a covered passenger's baggage is delayed more than 6 hours by a common carrier, up to $100 per day for a maximum of 5 days, per the Chase Guide to Benefits for the Bold card
• Visa Signature lost luggage reimbursement: coverage when checked or carry-on luggage is lost or damaged by a common carrier while you are a ticketed passenger, up to $3,000 per covered traveler, when the entire common-carrier fare is charged to the Bold card
• Visa Signature secondary auto rental collision damage waiver: reimbursement for damage due to collision or theft of most rental cars when the entire rental is charged to the Bold card and the rental company's collision damage waiver is declined; coverage is secondary to the cardholder's personal auto policy inside the cardholder's country of residence
• Visa Signature travel and emergency assistance services: 24/7 telephone access to legal, medical, and pre-trip information referrals while traveling (cardholder responsible for the cost of any third-party services rendered)
• Visa Signature card network benefits: complimentary 24/7 Visa Signature Concierge service, Visa Signature Luxury Hotel Collection access (room upgrade when available, complimentary in-room Wi-Fi, complimentary continental breakfast, $25 food/beverage credit, late checkout, VIP guest status), and Roadside Dispatch pay-per-use roadside assistance with no membership required
• Purchase protection: covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per claim and up to $50,000 per account, when purchased with the Marriott Bonvoy Bold card
• Extended warranty protection: extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of 3 years or less, when the eligible item is purchased with the Bold card
• Marriott Bonvoy member rates and free in-room Wi-Fi at participating Marriott Bonvoy hotels worldwide when booked through Marriott direct channels, both of which are unlocked simply by being a Bonvoy member and stack with the Bold card's earning and Silver Elite benefits
• Air+Car Transfer Program: redeem Marriott Bonvoy points directly for flights and car rentals across hundreds of travel partners worldwide through Marriott; Bonvoy also transfers to 40+ airline partners at a standard 3:1 ratio with a 5,000-mile bonus for every 60,000 Bonvoy points transferred
• Marriott Bonvoy points earned on the Bold card do not expire as long as the Bonvoy account has any qualifying activity (earning or redeeming) at least once every 24 months, per Marriott's program rules
• Authorized users at no additional annual fee: add additional cards for family or household members so all spend pools into the same Marriott Bonvoy account and counts toward the $1,000 / 3-month welcome-offer spend threshold
• Chase Pay Over Time / My Chase Plan: eligible cardmembers can break up purchases of $100 or more into fixed monthly payments with a flat monthly fee instead of interest, providing cash-flow flexibility on the Bold card
• Chase Offers: targeted statement-credit and bonus-point promotions for purchases at select merchants, activated within the Chase mobile app or online account and available across Chase consumer credit cards including the Bold
• Annual Free Night Award: Not offered on the Marriott Bonvoy Bold Credit Card; the anniversary Free Night certificate (35,000-point cap on Boundless, 50,000-point cap on Bevy, 85,000-point cap on Brilliant/Bountiful) is reserved for the paid-annual-fee Marriott cobrands and is the single biggest reason most reviewers recommend upgrading from Bold to Boundless
• Gold or Platinum Elite status (automatic or via spend): Not offered on the Bold card; Bold confers only automatic Silver Elite and does not include a Gold-status spend threshold the way Boundless ($35,000/calendar-year spend earns Gold) or Bevy/Brilliant (automatic Gold or Platinum) do
• Annual statement credits: Not offered (no Global Entry / TSA PreCheck application-fee credit, no Marriott property credit, no airline incidental credit, and no DoorDash / Uber / streaming / fitness subscription credits are bundled with the Bold card; those statement-credit perks are reserved for the premium Marriott Bonvoy Bevy, Bountiful, and Brilliant cobrands)
• Lounge access: Not offered (no Priority Pass, no Marriott or airport lounge access is bundled with the Bold card; Priority Pass Select on the Marriott consumer side is reserved for the Marriott Bonvoy Brilliant American Express)
• Annual milestone bonus points: Not offered on Bold; the Marriott Bonvoy Boundless 25,000-bonus-Bonvoy-points-per-$15,000-in-annual-spend milestone benefit is exclusive to the $95 Boundless card and is not replicated on the no-annual-fee Bold
• Cell phone protection and primary auto rental collision damage waiver: Not offered on the Marriott Bonvoy Bold Credit Card; Chase does not list cell phone protection in the Bold Guide to Benefits, and the card carries only the standard Visa Signature secondary auto rental CDW (after the cardholder's personal auto policy pays first inside the cardholder's country of residence), in contrast to the primary CDW on Chase Sapphire Preferred / Reserve and Ink Business Preferred
• Family rule eligibility: Chase applies its 'no welcome offer if you have received a new cardmember bonus on this card in the last 24 months, or are a current cardmember, on the Marriott Bonvoy Boundless / Bold / Premier / Premier Plus' rule to Marriott consumer cobrands, as widely documented by One Mile at a Time, Frequent Miler, and Upgraded Points; cardholders with a recent Marriott consumer-product bonus may be ineligible for the Bold welcome offer