Truist Enjoy Beyond Credit Card
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Earn 30,000 bonus points after you spend $1,500 on purchases within 90 days of account opening.
Earning Rates
Earning rates
3- 3xdining
Earn 3 Truist points per $1 spent on eligible airline ticket, car rental, and hotel lodging purchases; non-airline ticket charges such as seat upgrades, baggage fees, and onboard amenities, and non-lodging hotel charges such as dining and activities, earn 1 point per $1 instead of 3 (per Truist Enjoy Beyond product page Disclosure 1)
- 2xdining
Earn 2 Truist points per $1 spent on restaurant purchases; bakeries, convenience stores, specialty markets, and merchants whose primary business is the sale of alcoholic beverages are excluded from the 2x category and instead earn 1 point per $1 (per Truist Enjoy Beyond product page Disclosure 1)
- 1xeverything else
Earn 1 Truist point per $1 spent on all other eligible purchases, with no cap on the number of points that can be earned (per Truist Enjoy Beyond product page Disclosure 1)
Statement credits
3- $100Annual Travel Experience CreditYearly
Up to $100 annual statement credit for ground transport, streaming services, and ticket agencies
- $100Annual travel experience statement credit of up to $100 per year, applicable to ground transportation purchases (taxi, rideshare, limousine, ferry, bus, train, parking, tolls), streaming service subscriptions, and ticket agency purchases; this is not a traditional airline fee credit and does not reimburse incidental airline fees on a single chosen carrier (per Truist Enjoy Beyond product page Disclosure 2)
- $120Up to $120 statement credit toward the application fee for TSA PreCheck or Global Entry, awarded once every four years when the application fee is charged to the card (per Truist Enjoy Beyond product page Disclosure 2)
Perks & memberships
4- RedemptionLoyalty Cash Bonus: cardholders who redeem cash rewards into an eligible Truist deposit account receive an additional bonus on top of the standard 1 cent per point redemption value, with the bonus tier varying based on the cardholder's Truist deposit relationship; the program is positioned as a 'relationship reward' for Truist banking customers (per Truist Enjoy Beyond product page Disclosure 3)
- No foreign feesNo foreign transaction fees on purchases made outside the United States, making the card usable abroad without the typical 3% surcharge applied by many non-travel cards (per Truist Enjoy Beyond Credit Card Disclosure Foreign Transaction line item)
- Card networkVisa Signature card network designation, providing access to the standard Visa Signature suite of issuer-elected benefits via the Visa Signature Guide to Benefits referenced from the Truist product page (per Truist Enjoy Beyond product page Visa Signature card benefits PDF link)
- ConciergeVisa Signature Concierge service: complimentary 24/7 personal assistance for travel planning, dining reservations, event ticketing, and gift sourcing as a standard Visa Signature network benefit (per Visa Signature card benefits reference linked from the Truist product page)
Travel & purchase protections
5- Visa Signature travel and emergency assistance services: 24/7 access to medical, legal, and travel referrals while traveling, with the cardholder responsible for any actual goods or services obtained (per Visa Signature card benefits reference)
- Visa Signature roadside dispatch: pay-per-use roadside assistance program available 24/7 with no membership enrollment required, available as a Visa Signature network benefit (per Visa Signature card benefits reference)
- Auto rental collision damage waiver as a Visa Signature network benefit: secondary coverage in the cardholder's country of residence and primary coverage when renting outside the cardholder's country of residence, contingent on charging the entire rental to the card and declining the rental company's collision damage waiver (per Visa Signature card benefits reference)
- Travel accident insurance: provided as a Visa Signature network benefit while the cardholder is a Visa Signature cardmember, with specific limits described in the Visa Signature Guide to Benefits linked from the Truist product page (per Visa Signature card benefits reference)
- Visa Zero Liability protection against unauthorized card use, so the cardholder is not held responsible for unauthorized purchases reported promptly (per Truist Enjoy Beyond product page Features section)
More benefits & fine print (3)ShowHide
- Metal composite card design, in line with the product's positioning as Truist's premium travel rewards card (per Truist Enjoy Beyond product page Features section)
- Customizable card controls in the Truist mobile and online banking apps for added security, allowing cardholders to lock and unlock the card and set transaction restrictions (per Truist Enjoy Beyond product page Features section)
- No overlimit fee and no return payment fee; the only penalty fee listed is a late payment fee of up to $40 (per Truist Enjoy Beyond Credit Card Disclosure Penalty Fees table)
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How to Earn the Bonus
Spend $1,500 in the first 3 months to earn the 30,000 bonus points bonus.
See the Current Offer
Earn 30,000 bonus points
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
