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Marriott Bonvoy Bold Credit Card vs Southwest Rapid Rewards Plus

Both are travel travel cards. The Marriott Bonvoy Bold Credit Card comes from Chase at $0/yr; the Southwest Rapid Rewards Plus from Chase at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from Chase and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Southwest Rapid Rewards Plus costs $99 more per year, only worth it if you'll actually use the upgraded perks.

FeatureMarriott Bonvoy Bold Credit CardSouthwest Rapid Rewards Plus
Annual fee$0$99
Sign-up bonusNot advertised50,000 bonus points
Bonus value (est.)--
Min spend to unlock bonus-$1,000 in 3 mo
IssuerChaseChase
Card categorytraveltravel
Best earning category (Marriott_hotels)3x1x
Transfer partnersNoneNone
Headline benefits
    • $99 fee (post-2025 refresh)
    • 3k anniversary points
    • Free first checked bag
    • Companion Pass qualifying
    Read the full review
    Marriott Bonvoy Bold Credit Card
    $0/yr ·
    Read the full review
    Southwest Rapid Rewards Plus
    $99/yr · 50,000 bonus points

    Editorial take: Marriott Bonvoy Bold Credit Card

    Editorial take: Southwest Rapid Rewards Plus

    The entry-level Southwest card after the 2025 refresh raised the fee to $99. Worth it primarily if you're chasing the Companion Pass; the Priority card delivers more value if you fly Southwest 2+ times per year.

    Common questions

    Which card has the bigger sign-up bonus, Marriott Bonvoy Bold Credit Card or Southwest Rapid Rewards Plus?
    Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
    Is the Marriott Bonvoy Bold Credit Card's $0 annual fee worth it compared to the Southwest Rapid Rewards Plus?
    The Marriott Bonvoy Bold Credit Card has no annual fee, so the question is whether the Southwest Rapid Rewards Plus's $99 fee is justified by its perks. If you'll use enough of the Southwest Rapid Rewards Plus's benefits to clear $99 in value annually, it's worth it; otherwise stick with the Marriott Bonvoy Bold Credit Card.
    Can I have both the Marriott Bonvoy Bold Credit Card and Southwest Rapid Rewards Plus?
    Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Marriott Bonvoy Bold Credit Card or the Southwest Rapid Rewards Plus first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bold Credit Card: no published min spend. Southwest Rapid Rewards Plus: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.