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Marriott Bonvoy Bold Credit Card vs Chase Sapphire Preferred
Both are travel travel cards. The Marriott Bonvoy Bold Credit Card comes from Chase at $0/yr; the Chase Sapphire Preferred from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
Both cards come from Chase and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Chase Sapphire Preferred costs $95 more per year, only worth it if you'll actually use the upgraded perks.
| Feature | Marriott Bonvoy Bold Credit Card | Chase Sapphire Preferred |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | Not advertised | 75,000 points |
| Bonus value (est.) | - | $1,500 |
| Min spend to unlock bonus | - | $5,000 in 3 mo |
| Issuer | Chase | Chase |
| Card category | travel | travel |
| Best earning category (Marriott_hotels) | 3x | 1x |
| Transfer partners | None | chase-ur |
| Headline benefits |
|
Read the full review
Marriott Bonvoy Bold Credit Card
$0/yr ·
Read the full review
Chase Sapphire Preferred
$95/yr · 75,000 points
Editorial take: Chase Sapphire Preferred
The best starter travel card, period. Transferable points, solid bonus categories, and a low annual fee make this the card we recommend to almost everyone getting into the points game. Note: the 10% anniversary points bonus sunsets October 1, 2026.
Common questions
- Which card has the bigger sign-up bonus, Marriott Bonvoy Bold Credit Card or Chase Sapphire Preferred?
- The Chase Sapphire Preferred has a public bonus (75,000 points, worth roughly $1,500), while the Marriott Bonvoy Bold Credit Card doesn't advertise one right now.
- Is the Marriott Bonvoy Bold Credit Card's $0 annual fee worth it compared to the Chase Sapphire Preferred?
- The Marriott Bonvoy Bold Credit Card has no annual fee, so the question is whether the Chase Sapphire Preferred's $95 fee is justified by its perks. If you'll use enough of the Chase Sapphire Preferred's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Marriott Bonvoy Bold Credit Card.
- Can I have both the Marriott Bonvoy Bold Credit Card and Chase Sapphire Preferred?
- Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Marriott Bonvoy Bold Credit Card or the Chase Sapphire Preferred first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Marriott Bonvoy Bold Credit Card: no published min spend. Chase Sapphire Preferred: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.