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Side-by-side
IHG One Rewards Premier Business vs Free Spirit Travel More World Elite Mastercard
Both are well-respected travel cards. The IHG One Rewards Premier Business comes from Chase at $99/yr; the Free Spirit Travel More World Elite Mastercard from Bank of Missouri at $79/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | IHG One Rewards Premier Business | Free Spirit Travel More World Elite Mastercard |
|---|---|---|
| Annual fee | $99 | $79 |
| Sign-up bonus | 140,000 Bonus Points | |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | $4,000 in 3 mo | - |
| Issuer | Chase | Bank of Missouri |
| Card category | travel | cashback |
| Best earning category (Travel) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
IHG One Rewards Premier Business
$99/yr · 140,000 Bonus Points
Read the full review
Free Spirit Travel More World Elite Mastercard
$79/yr ·
Editorial take: Free Spirit Travel More World Elite Mastercard
Common questions
- Which card has the bigger sign-up bonus, IHG One Rewards Premier Business or Free Spirit Travel More World Elite Mastercard?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the IHG One Rewards Premier Business's $99 annual fee worth it compared to the Free Spirit Travel More World Elite Mastercard?
- At $99/yr, the IHG One Rewards Premier Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Free Spirit Travel More World Elite Mastercard's, pick the one whose perks you'll actually use.
- Can I have both the IHG One Rewards Premier Business and Free Spirit Travel More World Elite Mastercard?
- Yes, since they're from different issuers (Chase and Bank of Missouri) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the IHG One Rewards Premier Business or the Free Spirit Travel More World Elite Mastercard first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. IHG One Rewards Premier Business: $4,000 spend in 3 months. Free Spirit Travel More World Elite Mastercard: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.