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IHG One Rewards Premier Business vs Delta SkyMiles Gold American Express Card
Both are well-respected travel cards. The IHG One Rewards Premier Business comes from Chase at $99/yr; the Delta SkyMiles Gold American Express Card from American Express at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Delta SkyMiles Gold American Express Card is the stronger pick today, the sign-up bonus is meaningfully larger ($960 more in estimated value) than the IHG One Rewards Premier Business's. Get the Delta SkyMiles Gold American Express Card first; revisit the IHG One Rewards Premier Business after you've earned that bonus.
| Feature | IHG One Rewards Premier Business | Delta SkyMiles Gold American Express Card |
|---|---|---|
| Annual fee | $99 | $150 |
| Sign-up bonus | 140,000 Bonus Points | 80,000 bonus miles |
| Bonus value (est.) | - | $960 |
| Min spend to unlock bonus | $4,000 in 3 mo | $3,000 in 6 mo |
| Issuer | Chase | American Express |
| Card category | travel | airline |
| Best earning category (Travel) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
IHG One Rewards Premier Business
$99/yr · 140,000 Bonus Points
Read the full review
Delta SkyMiles Gold American Express Card
$150/yr · 80,000 bonus miles
Editorial take: Delta SkyMiles Gold American Express Card
A good choice for Delta loyalists. The free checked bag and $200 flight credit easily offset the $150 annual fee if you fly Delta a few times a year.
Common questions
- Which card has the bigger sign-up bonus, IHG One Rewards Premier Business or Delta SkyMiles Gold American Express Card?
- The Delta SkyMiles Gold American Express Card has a public bonus (80,000 bonus miles, worth roughly $960), while the IHG One Rewards Premier Business doesn't advertise one right now.
- Is the IHG One Rewards Premier Business's $99 annual fee worth it compared to the Delta SkyMiles Gold American Express Card?
- At $99/yr, the IHG One Rewards Premier Business is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Delta SkyMiles Gold American Express Card's, pick the one whose perks you'll actually use.
- Can I have both the IHG One Rewards Premier Business and Delta SkyMiles Gold American Express Card?
- Yes, since they're from different issuers (Chase and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the IHG One Rewards Premier Business or the Delta SkyMiles Gold American Express Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. IHG One Rewards Premier Business: $4,000 spend in 3 months. Delta SkyMiles Gold American Express Card: $3,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.