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Disney Premier Visa Card vs U.S. Bank Business Altitude Power Visa Signature Card

Both are well-respected travel cards. The Disney Premier Visa Card comes from Chase at $49/yr; the U.S. Bank Business Altitude Power Visa Signature Card from U.S. Bank at $195/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the U.S. Bank Business Altitude Power Visa Signature Card is the stronger pick today, the sign-up bonus is meaningfully larger ($550 more in estimated value) than the Disney Premier Visa Card's. Get the U.S. Bank Business Altitude Power Visa Signature Card first; revisit the Disney Premier Visa Card after you've earned that bonus.

FeatureDisney Premier Visa CardU.S. Bank Business Altitude Power Visa Signature Card
Annual fee$49$195
Sign-up bonus$200 Disney Gift Card eGift upon approval + $100 statement credit75,000 Altitude points
Bonus value (est.)$200$750
Min spend to unlock bonus$500 in 3 mo$10,000 in 4 mo
IssuerChaseU.S. Bank
Card categorytravel
Best earning category (Streaming)5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Disney Premier Visa Card
      $49/yr · $200 Disney Gift Card eGift upon approval + $100 statement credit
      Read the full review
      U.S. Bank Business Altitude Power Visa Signature Card
      $195/yr · 75,000 Altitude points

      Editorial take: Disney Premier Visa Card

      Editorial take: U.S. Bank Business Altitude Power Visa Signature Card

      Common questions

      Which card has the bigger sign-up bonus, Disney Premier Visa Card or U.S. Bank Business Altitude Power Visa Signature Card?
      The U.S. Bank Business Altitude Power Visa Signature Card has the bigger bonus, 75,000 Altitude points, worth roughly $750, versus $200 Disney Gift Card eGift upon approval + $100 statement credit (~$200) on the Disney Premier Visa Card.
      Is the Disney Premier Visa Card's $49 annual fee worth it compared to the U.S. Bank Business Altitude Power Visa Signature Card?
      At $49/yr, the Disney Premier Visa Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Business Altitude Power Visa Signature Card's, pick the one whose perks you'll actually use.
      Can I have both the Disney Premier Visa Card and U.S. Bank Business Altitude Power Visa Signature Card?
      Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Disney Premier Visa Card or the U.S. Bank Business Altitude Power Visa Signature Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Disney Premier Visa Card: $500 spend in 3 months. U.S. Bank Business Altitude Power Visa Signature Card: $10,000 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.