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Disney Premier Visa Card

Chase Ultimate Rewards
Chase|Personal
/5
Annual Fee
$49
Sign-Up Bonus
$200 Disney Gift Card eGift upon approval + $100 statement credit
Bonus Value
$300

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Is this card worth it?
Annual fee
$49
Welcome offer
$200 Disney Gift Card eGift upon approval + $100 statement credit
Est. value
$300
Best for
Travel

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

View Offer

Get a $200 Disney Gift Card eGift to use today upon approval, plus earn a $100 statement credit after you spend $500 on purchases in the first 3 months from account opening.

Benefits and fees last verified Jun 2026against the issuer's published terms.

Welcome offer, as last checked

$300 total: a $200 Disney Gift Card eGift on approval plus a $100 statement credit once $500 of spend posts within your first 3 months. $49 annual fee.

Annual fee
$49
Offer checked: Aug 5, 2026Issuer-verifiedhigh confidence

Welcome offers change often and can differ by application channel. Verify the current offer with the issuer before you apply.

Earning Rates

5x
streaming
2x
disney us locations
2x
dining
2x
groceries
2x
gas
1x
other

Important considerations

  • Charges foreign transaction fees

    This card adds a foreign transaction fee on purchases made outside the United States, so it is a poor fit for spending abroad. Carry a no foreign transaction fee card for international trips.

Based on this card's terms last verified Jun 2026.

Disney Premier Visa Card

Chase

Not enough context

Not enough context to say

Nothing we know about this card and about you decides it either way. The unknowns below are the reason, and each one names what would settle it.

What we still do not know (3)

  • spend-categories
    Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.
  • held-cards
    Which cards are currently carried? Without that list we cannot say whether this one duplicates a card already held.
  • tracked-objectives
    Which trip is being saved toward? A tracked trip is what turns this card's currency into a concrete gap it could close.

Ecosystem fit

NO_TRANSFER_ECOSYSTEM

This card's rewards do not transfer to any airline or hotel program in our graph.

Portfolio overlap

HOLDINGS_UNKNOWN

We do not know which cards you hold, so we cannot say whether this one duplicates anything.

Saved-trip relevance

NO_TRACKED_OBJECTIVES

You track no saved trip, so there is no goal for this card to move toward.

Earn fit

ASK_SPEND_CATEGORIES

We need to ask before we can answer this

Which categories get the most spend each month, for example dining, groceries, travel or gas? We hold no category spending data at all, so we will not guess one.

We hold no category spending data for you, and we will not estimate one. Until this is answered, this card's earn rates are facts about the card, not a fit for you.

Verified economics

VERIFIED
$49 annual feeIssuer check 2026-08-05

$300 total: a $200 Disney Gift Card eGift on approval plus a $100 statement credit once $500 of spend posts within your first 3 months. $49 annual fee. (300 usd, after $500 of spend in 3 months, issuer-verified 2026-08-05)

  • Charges foreign transaction fees. This card adds a foreign transaction fee on purchases made outside the United States, so it is a poor fit for spending abroad. Carry a no foreign transaction fee card for international trips.

Computed 2026-08-25T22:27:11.362Z from the facts above. This is a request-time answer, not something we monitor for you.

Earning rates

2
  • 5x
    streaming

    Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com, or Stream.ESPN.com (Chase issuer page Earn Rewards section; purchases must be made through Disney's direct billing portals, so third-party app-store or aggregator billing for the same streaming services does not qualify for the 5X tier)

  • 1x
    gas

    Earn 2% in Disney Rewards Dollars on card purchases at gas stations and most Disney U.S. locations: Walt Disney World Resort, Disneyland Resort, Disney Store and Disney Outlet U.S. locations, DisneyStore.com, Disney Cruise Line, Adventures by Disney, and most other Disney U.S. point-of-sale locations (Chase issuer page; this is where the card replaces its older 1X-on-Disney structure with an explicit 2X-at-Disney earn)

Statement credits

4
  • $100
    Welcome bonus value

    Welcome bonus value: $100 in statement credit (real cash-equivalent dollars rather than Disney Rewards Dollars locked to the Disney ecosystem) on $500 of qualifying spend in 3 months, working out to about a 20% return on threshold spend and easily clearing the $49 first-year annual fee for a roughly $51 net first-year value before any category earning is added

  • $1
    Disney Rewards Dollars value and redemption

    Disney Rewards Dollars value and redemption: 1 Disney Rewards Dollar redeems for $1 in value, but only when used toward Disney products and experiences: Disney Theme Park Tickets, Resort stays, shopping, dining, Disney Cruise Line sailings, and Adventures by Disney, or as a statement credit against airline purchases through the Pay Yourself Back redemption (Chase issuer page); there is no transfer to airline or hotel partners, no fixed-value Chase Travel portal usage, and no point-pooling with Ultimate Rewards

  • Pay Yourself Back airline statement credit

    Pay Yourself Back airline statement credit: Disney Rewards Dollars can be redeemed at 1 cent per Dollar as a statement credit against eligible airline ticket purchases made within the prior 90 days, excluding purchases made with third-party providers and travel agencies, gives cardholders one near-cash redemption path outside the Disney ecosystem, capped to direct-with-airline tickets (Chase issuer page)

  • $25
    Visa Signature tier benefits

    Visa Signature tier benefits: complimentary Visa Signature Concierge, Visa Signature Luxury Hotel Collection (room upgrade when available, daily breakfast for two, complimentary Wi-Fi, $25 food or beverage credit on stays of two nights or more), and Visa Signature dining and entertainment access, core network-level benefits attached to any product issued on the Visa Signature tier including the Disney Premier

Perks & memberships

1
  • MembershipComplimentary one-year DashPass membership for both DoorDash and Caviar with $0 delivery fees and reduced service fees on eligible orders, plus Earn Up to $10 Off Quarterly on DoorDash Non-Restaurant Orders once activated. Disney Premier participates in the standard Chase consumer-card DashPass partnership through the activation window (Chase issuer page Partner benefits section)
More benefits & fine print (10)Show
  • Earn 2% in Disney Rewards Dollars on card purchases at grocery stores and restaurants (Chase issuer page; standard merchant-category-code based with no quarterly activation and no annual cap)
  • Earn 1% in Disney Rewards Dollars on all other card purchases, with no caps on the number of Disney Rewards Dollars you can earn on any tier (Chase issuer page)
  • 10% off select purchases at DisneyStore.com when you use the Disney Premier Visa Card (Chase issuer page Theme Park & Resort Perks section; valid on select in-stock merchandise at Disney Store and Disney Outlet U.S. locations and at DisneyStore.com, exclusions include Theme Park Tickets, Disney Gift Cards, Disney+ Gift Cards, art and collectibles, books, electronic toys, and limited / special edition merchandise)
  • 10% off select merchandise purchases at select locations at Walt Disney World Resort and Disneyland Resort when paid with the Disney Premier Visa Card, discount requires valid Theme Park admission and Theme Park reservation for entry and is for personal use only, not transferable or resellable (Chase issuer page)
  • 10% off select dining locations most days at Walt Disney World Resort and Disneyland Resort when paid with the Disney Premier Visa Card, restrictions on participating outlets and blackout days apply per Chase's terms (Chase issuer page)
  • 15% off the non-discounted price of select guided tours at Walt Disney World Resort and Disneyland Resort when paid with the Disney Premier Visa Card, eligible tours rotate seasonally and include items such as Disney's Happiest Haunts Tour and Holiday Time at the Disneyland Resort Guided Tour (Chase issuer page)
  • Disney Cardmember Photo Opportunity: cardholders receive a private cardmember photo location experience at both Walt Disney World Resort and Disneyland Resort (one cardmember photo opportunity covers up to 6 people; valid Disney Premier Visa Card and Theme Park admission/Theme Park reservation required at entry; characters appearing, digitally or physically, as applicable, may vary, and the offer is subject to change or cancellation without notice per Chase's terms)
  • Disney Vacation Club perks for sailings through 12/31/26 for Disney Vacation Club members using a valid Disney Visa Card designated for all onboard purchases at time of purchase, cannot be combined with other onboard offers, terms apply (Chase issuer page Theme Park & Resort Perks section)
  • Card-art selection: Chase offers a wide selection of Disney, Pixar, Marvel, and Star Wars card designs at no extra cost: Sleeping Beauty, Mickey & Friends, Maleficent, Darth Vader, The Mandalorian, retro Mickey, and 70-years anniversary art included, making the Disney Premier one of the most extensively themed cobrand cards in the U.S. market (Chase issuer page art selection rail)
  • Foreign transaction fee: 3% of the U.S. dollar amount of each transaction made outside the United States, non-trivial drag for cardholders considering an international Disney park (Tokyo Disney, Shanghai Disney, Disneyland Paris, Hong Kong Disneyland) or a Disney Cruise Line sailing booked in non-USD currency; pair the card with a no-FX-fee product for international Disney spend (Chase pricing & terms summary on the Apply page)

Before you decide, weigh alternatives

Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.

How we verified this card (1 source)Show

Spotted something off? Report an issue. Read our verification methodology.

How to Earn the Bonus

Spend $500 in the first 3 months to earn the $200 Disney Gift Card eGift upon approval + $100 statement credit bonus.

See the Current Offer

Earn $200 Disney Gift Card eGift upon approval + $100 statement credit

View Offer

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

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