Disney Premier Visa Card

Earning Rates

Key Benefits

All Benefits

• Current public welcome offer: earn a $100 statement credit after you spend $500 on purchases in the first 3 months from account opening (Chase issuer product page disclosed in the 'Get a $100 Statement Credit' section at scrape time; this is the only welcome-offer mechanic Chase shows on the live page — the older $300 / $1,000-in-3-months and the $200 Disney Gift Card eGift + $100 statement credit configurations referenced elsewhere are not currently published as the active offer)
• Welcome bonus value: $100 in statement credit (real cash-equivalent dollars rather than Disney Rewards Dollars locked to the Disney ecosystem) on $500 of qualifying spend in 3 months, working out to about a 20% return on threshold spend and easily clearing the $49 first-year annual fee for a roughly $51 net first-year value before any category earning is added
• $49 annual fee, charged the first year and every year thereafter (Chase pricing & terms summary on the Apply page; the Disney Premier sits one tier above the no-annual-fee Disney Visa Card and is the only annual-fee tier in the Chase Disney cobrand line)
• Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com, or Stream.ESPN.com (Chase issuer page Earn Rewards section; purchases must be made through Disney's direct billing portals, so third-party app-store or aggregator billing for the same streaming services does not qualify for the 5X tier)
• Earn 2% in Disney Rewards Dollars on card purchases at grocery stores and restaurants (Chase issuer page; standard merchant-category-code based with no quarterly activation and no annual cap)
• Earn 2% in Disney Rewards Dollars on card purchases at gas stations and most Disney U.S. locations — Walt Disney World Resort, Disneyland Resort, Disney Store and Disney Outlet U.S. locations, DisneyStore.com, Disney Cruise Line, Adventures by Disney, and most other Disney U.S. point-of-sale locations (Chase issuer page; this is where the card replaces its older 1X-on-Disney structure with an explicit 2X-at-Disney earn)
• Earn 1% in Disney Rewards Dollars on all other card purchases, with no caps on the number of Disney Rewards Dollars you can earn on any tier (Chase issuer page)
• Disney Rewards Dollars value and redemption: 1 Disney Rewards Dollar redeems for $1 in value, but only when used toward Disney products and experiences — Disney Theme Park Tickets, Resort stays, shopping, dining, Disney Cruise Line sailings, and Adventures by Disney — or as a statement credit against airline purchases through the Pay Yourself Back redemption (Chase issuer page); there is no transfer to airline or hotel partners, no fixed-value Chase Travel portal usage, and no point-pooling with Ultimate Rewards
• Pay Yourself Back airline statement credit: Disney Rewards Dollars can be redeemed at 1 cent per Dollar as a statement credit against eligible airline ticket purchases made within the prior 90 days, excluding purchases made with third-party providers and travel agencies — gives cardholders one near-cash redemption path outside the Disney ecosystem, capped to direct-with-airline tickets (Chase issuer page)
• 10% off select purchases at DisneyStore.com when you use the Disney Premier Visa Card (Chase issuer page Theme Park & Resort Perks section; valid on select in-stock merchandise at Disney Store and Disney Outlet U.S. locations and at DisneyStore.com — exclusions include Theme Park Tickets, Disney Gift Cards, Disney+ Gift Cards, art and collectibles, books, electronic toys, and limited / special edition merchandise)
• 10% off select merchandise purchases at select locations at Walt Disney World Resort and Disneyland Resort when paid with the Disney Premier Visa Card — discount requires valid Theme Park admission and Theme Park reservation for entry and is for personal use only, not transferable or resellable (Chase issuer page)
• 10% off select dining locations most days at Walt Disney World Resort and Disneyland Resort when paid with the Disney Premier Visa Card — restrictions on participating outlets and blackout days apply per Chase's terms (Chase issuer page)
• 15% off the non-discounted price of select guided tours at Walt Disney World Resort and Disneyland Resort when paid with the Disney Premier Visa Card — eligible tours rotate seasonally and include items such as Disney's Happiest Haunts Tour and Holiday Time at the Disneyland Resort Guided Tour (Chase issuer page)
• Disney Cardmember Photo Opportunity: cardholders receive a private cardmember photo location experience at both Walt Disney World Resort and Disneyland Resort (one cardmember photo opportunity covers up to 6 people; valid Disney Premier Visa Card and Theme Park admission/Theme Park reservation required at entry; characters appearing — digitally or physically, as applicable — may vary, and the offer is subject to change or cancellation without notice per Chase's terms)
• Disney Vacation Club perks for sailings through 12/31/26 for Disney Vacation Club members using a valid Disney Visa Card designated for all onboard purchases at time of purchase — cannot be combined with other onboard offers, terms apply (Chase issuer page Theme Park & Resort Perks section)
• Special Disney Vacation Financing: 0% promotional APR for 6 months on select Disney Vacation Packages from the date of purchase, after which a variable APR of 18.24%–27.74% applies (Chase issuer page; Disney Vacation Packages must be booked through Walt Disney Travel Company, Disney Cruise Line, or Adventures by Disney Travel Services and charged to the Disney Premier Visa Card)
• Visa Signature tier benefits: complimentary Visa Signature Concierge, Visa Signature Luxury Hotel Collection (room upgrade when available, daily breakfast for two, complimentary Wi-Fi, $25 food or beverage credit on stays of two nights or more), and Visa Signature dining and entertainment access — core network-level benefits attached to any product issued on the Visa Signature tier including the Disney Premier
• Complimentary one-year DashPass membership for both DoorDash and Caviar with $0 delivery fees and reduced service fees on eligible orders, plus Earn Up to $10 Off Quarterly on DoorDash Non-Restaurant Orders once activated — Disney Premier participates in the standard Chase consumer-card DashPass partnership through the activation window (Chase issuer page Partner benefits section)
• Contactless tap-to-pay and digital wallet support (Apple Pay, Google Pay, Samsung Pay) with Spend Instantly access — newly approved cardmembers can add the card to a digital wallet for immediate use the same day before the physical card arrives (Chase issuer page)
• Card-art selection: Chase offers a wide selection of Disney, Pixar, Marvel, and Star Wars card designs at no extra cost — Sleeping Beauty, Mickey & Friends, Maleficent, Darth Vader, The Mandalorian, retro Mickey, and 70-years anniversary art included, making the Disney Premier one of the most extensively themed cobrand cards in the U.S. market (Chase issuer page art selection rail)
• Account is issued by JPMorgan Chase Bank, N.A., Member FDIC; approval subject to Chase's standard underwriting and the unwritten Chase 5/24 rule, under which applicants with 5 or more new card accounts opened across all issuers in the past 24 months are typically declined — and the Disney Premier is treated as a Chase cobrand for 5/24 purposes (counts against 5/24 like other Chase consumer cobrands)
• Variable APR of 18.24%–27.74% on standard purchases and balance transfers (Chase pricing & terms summary at scrape date), aligning with the variable APR that kicks in after the 6-month 0% Disney Vacation Packages promotional APR period ends
• Foreign transaction fee: 3% of the U.S. dollar amount of each transaction made outside the United States — non-trivial drag for cardholders considering an international Disney park (Tokyo Disney, Shanghai Disney, Disneyland Paris, Hong Kong Disneyland) or a Disney Cruise Line sailing booked in non-USD currency; pair the card with a no-FX-fee product for international Disney spend (Chase pricing & terms summary on the Apply page)
• Transferable points: Not offered. Disney Rewards Dollars are a closed-loop reward currency redeemable only for Disney products, experiences, and the limited Pay Yourself Back airline credit — there is no transfer partner program, no Chase Ultimate Rewards conversion path, no airline mileage transfer, and no hotel loyalty transfer; rewards earned here can only buy Disney (or one constrained airline-statement-credit window), making point flexibility the single biggest weakness of this card relative to a $95 Chase Sapphire Preferred earning transferable Ultimate Rewards
• Lounge access: Not offered. The Disney Premier Visa Card does not include Priority Pass, Chase Sapphire Lounge access, airport-lounge day-pass discounts, or any third-party lounge benefit; lounge use on travel days is on the cardholder's own dime
• Global Entry / TSA PreCheck / NEXUS application fee credit: Not offered. The Disney Premier does not reimburse the $100 Global Entry or $85 TSA PreCheck application fee, unlike Chase Sapphire Preferred ($100 every 4 years) or Sapphire Reserve
• Trip cancellation, trip interruption, and trip delay reimbursement: Not listed on the current Chase Disney Premier issuer Travel & Purchase Coverage section (the Visa Signature tier baseline historically included limited coverage on some cards but Chase does not enumerate these protections for the Disney Premier today; treat as unavailable for trip-financial-loss claims)
• Auto Rental Collision Damage Waiver (primary CDW): Not listed on the current Chase Disney Premier Travel & Purchase Coverage section — cardholders should not rely on primary CDW when declining the rental company's collision waiver and should book rentals on a Chase product (e.g., Sapphire Preferred) that explicitly provides primary CDW for personal-use rentals
• Cell phone protection: Not offered. Chase does not list cell phone protection in the Travel & Purchase Coverage section of the Disney Premier issuer page — unlike Chase Ink Business Cash/Unlimited where Chase opts in, this consumer cobrand does not include the benefit
• Anniversary bonus / free night / spend-threshold companion ticket: Not offered. Unlike Chase's United Explorer (free checked bag, 5,000 anniversary miles), World of Hyatt (Category 1–4 anniversary free night), or IHG Premier (annual free night) cobrands, the Disney Premier has no anniversary bonus Disney Rewards Dollars, no free-night certificate, and no spend-threshold companion or upgrade certificate — ongoing value beyond year one comes entirely from the 5%/2%/2%/1% earn structure and the in-park / DisneyStore discounts