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Side-by-side
Disney Premier Visa Card vs Mastercard Black Card
Both are travel travel cards. The Disney Premier Visa Card comes from Chase at $49/yr; the Mastercard Black Card from Barclays (Luxury Card) at $699/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Disney Premier Visa Card | Mastercard Black Card |
|---|---|---|
| Annual fee | $49 | $699 |
| Sign-up bonus | $200 Disney Gift Card eGift upon approval + $100 statement credit | No public welcome offer |
| Bonus value (est.) | $200 | $0 |
| Min spend to unlock bonus | $500 in 3 mo | $0 in 0 mo |
| Issuer | Chase | Barclays (Luxury Card) |
| Card category | travel | travel |
| Best earning category (Streaming) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Disney Premier Visa Card
$49/yr · $200 Disney Gift Card eGift upon approval + $100 statement credit
Read the full review
Mastercard Black Card
$699/yr · No public welcome offer
Editorial take: Mastercard Black Card
The mid tier of the Barclays Luxury Card lineup. The $200 airline + $100 dining credits offset $300 of the $699 AF before lounge value, and the 1.5cpp cash-back rate is the best of the Luxury Card tiers. Still hard to beat Sapphire Reserve or Venture X on transferable-points flexibility, but the all-stainless body and concierge appeal to some.
Common questions
- Which card has the bigger sign-up bonus, Disney Premier Visa Card or Mastercard Black Card?
- The Disney Premier Visa Card has the bigger bonus, $200 Disney Gift Card eGift upon approval + $100 statement credit, worth roughly $200, versus No public welcome offer (~$0) on the Mastercard Black Card.
- Is the Disney Premier Visa Card's $49 annual fee worth it compared to the Mastercard Black Card?
- At $49/yr, the Disney Premier Visa Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Mastercard Black Card's, pick the one whose perks you'll actually use.
- Can I have both the Disney Premier Visa Card and Mastercard Black Card?
- Yes, since they're from different issuers (Chase and Barclays (Luxury Card)) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Disney Premier Visa Card or the Mastercard Black Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Disney Premier Visa Card: $500 spend in 3 months. Mastercard Black Card: $0 in 0 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.