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Side-by-side
Disney Premier Visa Card vs Hilton Honors American Express Aspire
Both are well-respected travel cards. The Disney Premier Visa Card comes from Chase at $49/yr; the Hilton Honors American Express Aspire from American Express at $550/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Hilton Honors American Express Aspire is the stronger pick today, the sign-up bonus is meaningfully larger ($675 more in estimated value) than the Disney Premier Visa Card's. Get the Hilton Honors American Express Aspire first; revisit the Disney Premier Visa Card after you've earned that bonus.
| Feature | Disney Premier Visa Card | Hilton Honors American Express Aspire |
|---|---|---|
| Annual fee | $49 | $550 |
| Sign-up bonus | $200 Disney Gift Card eGift upon approval + $100 statement credit | 175,000 points |
| Bonus value (est.) | $200 | $875 |
| Min spend to unlock bonus | $500 in 3 mo | $6,000 in 6 mo |
| Issuer | Chase | American Express |
| Card category | travel | hotel |
| Best earning category (Streaming) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Read the full review
Disney Premier Visa Card
$49/yr · $200 Disney Gift Card eGift upon approval + $100 statement credit
Read the full review
Hilton Honors American Express Aspire
$550/yr · 175,000 points
Editorial take: Hilton Honors American Express Aspire
Pretty much a no-brainer if you stay at Hilton hotels. The $550 annual fee pays for itself with just the free night reward alone, which can be used at any standard room property, even $1,000+ per night hotels.
Common questions
- Which card has the bigger sign-up bonus, Disney Premier Visa Card or Hilton Honors American Express Aspire?
- The Hilton Honors American Express Aspire has the bigger bonus, 175,000 points, worth roughly $875, versus $200 Disney Gift Card eGift upon approval + $100 statement credit (~$200) on the Disney Premier Visa Card.
- Is the Disney Premier Visa Card's $49 annual fee worth it compared to the Hilton Honors American Express Aspire?
- At $49/yr, the Disney Premier Visa Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Hilton Honors American Express Aspire's, pick the one whose perks you'll actually use.
- Can I have both the Disney Premier Visa Card and Hilton Honors American Express Aspire?
- Yes, since they're from different issuers (Chase and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Disney Premier Visa Card or the Hilton Honors American Express Aspire first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Disney Premier Visa Card: $500 spend in 3 months. Hilton Honors American Express Aspire: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.