Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Disney Premier Visa Card vs Chase Sapphire Preferred

Both are travel travel cards. The Disney Premier Visa Card comes from Chase at $49/yr; the Chase Sapphire Preferred from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from Chase and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Chase Sapphire Preferred costs $46 more per year, only worth it if you'll actually use the upgraded perks.

FeatureDisney Premier Visa CardChase Sapphire Preferred
Annual fee$49$95
Sign-up bonus$200 Disney Gift Card eGift upon approval + $100 statement credit75,000 points
Bonus value (est.)$200$1,500
Min spend to unlock bonus$500 in 3 mo$5,000 in 3 mo
IssuerChaseChase
Card categorytraveltravel
Best earning category (Streaming)5x3x
Transfer partnersNonechase-ur
Headline benefits
    • 5x on travel booked via Chase
    • 3x on dining & streaming
    • $50 annual hotel credit
    • Transfer to 13 partners (Hyatt 1:1)
    Read the full review
    Disney Premier Visa Card
    $49/yr · $200 Disney Gift Card eGift upon approval + $100 statement credit
    Read the full review
    Chase Sapphire Preferred
    $95/yr · 75,000 points

    Editorial take: Disney Premier Visa Card

    Editorial take: Chase Sapphire Preferred

    The best starter travel card, period. Transferable points, solid bonus categories, and a low annual fee make this the card we recommend to almost everyone getting into the points game. Note: the 10% anniversary points bonus sunsets October 1, 2026.

    Common questions

    Which card has the bigger sign-up bonus, Disney Premier Visa Card or Chase Sapphire Preferred?
    The Chase Sapphire Preferred has the bigger bonus, 75,000 points, worth roughly $1,500, versus $200 Disney Gift Card eGift upon approval + $100 statement credit (~$200) on the Disney Premier Visa Card.
    Is the Disney Premier Visa Card's $49 annual fee worth it compared to the Chase Sapphire Preferred?
    At $49/yr, the Disney Premier Visa Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Sapphire Preferred's, pick the one whose perks you'll actually use.
    Can I have both the Disney Premier Visa Card and Chase Sapphire Preferred?
    Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Disney Premier Visa Card or the Chase Sapphire Preferred first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Disney Premier Visa Card: $500 spend in 3 months. Chase Sapphire Preferred: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.