Editorial take: British Airways Visa Signature
Avios shine on short-haul AA flights (7,500 miles each way under 1,150 miles). The Travel Together ticket is amazing but requires $30k spend per year, only worth it if you already hit that.
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Side-by-side
British Airways Visa Signature vs Delta SkyMiles Gold American Express Card
Both are well-respected travel cards. The British Airways Visa Signature comes from Chase at $95/yr; the Delta SkyMiles Gold American Express Card from American Express at $150/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | British Airways Visa Signature | Delta SkyMiles Gold American Express Card |
|---|---|---|
| Annual fee | $95 | $150 |
| Sign-up bonus | 75,000 Bonus Avios | 80,000 bonus miles |
| Bonus value (est.) | $1,050 | $960 |
| Min spend to unlock bonus | $5,000 in 3 mo | $3,000 in 6 mo |
| Issuer | Chase | American Express |
| Card category | travel | airline |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
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Read the full review
British Airways Visa Signature
$95/yr · 75,000 Bonus Avios
Read the full review
Delta SkyMiles Gold American Express Card
$150/yr · 80,000 bonus miles
Editorial take: Delta SkyMiles Gold American Express Card
A good choice for Delta loyalists. The free checked bag and $200 flight credit easily offset the $150 annual fee if you fly Delta a few times a year.
Common questions
- Which card has the bigger sign-up bonus, British Airways Visa Signature or Delta SkyMiles Gold American Express Card?
- The British Airways Visa Signature has the bigger bonus, 75,000 Bonus Avios, worth roughly $1,050, versus 80,000 bonus miles (~$960) on the Delta SkyMiles Gold American Express Card.
- Is the British Airways Visa Signature's $95 annual fee worth it compared to the Delta SkyMiles Gold American Express Card?
- At $95/yr, the British Airways Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Delta SkyMiles Gold American Express Card's, pick the one whose perks you'll actually use.
- Can I have both the British Airways Visa Signature and Delta SkyMiles Gold American Express Card?
- Yes, since they're from different issuers (Chase and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the British Airways Visa Signature or the Delta SkyMiles Gold American Express Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. British Airways Visa Signature: $5,000 spend in 3 months. Delta SkyMiles Gold American Express Card: $3,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.