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Side-by-side
Amazon Prime Visa vs Citi Strata Premier Card
Both are well-respected travel cards. The Amazon Prime Visa comes from Chase at $0/yr; the Citi Strata Premier Card from Citi at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Citi Strata Premier Card is the stronger pick today, the sign-up bonus is meaningfully larger ($845 more in estimated value) than the Amazon Prime Visa's. Get the Citi Strata Premier Card first; revisit the Amazon Prime Visa after you've earned that bonus.
| Feature | Amazon Prime Visa | Citi Strata Premier Card |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | $150-$200 Amazon Gift Card upon approval (varies) | 60,000 bonus points |
| Bonus value (est.) | $175 | $1,020 |
| Min spend to unlock bonus | $0 in 0 mo | $4,000 in 3 mo |
| Issuer | Chase | Citi |
| Card category | cashback | travel |
| Best earning category (Amazon_whole_foods_amazon_fresh_amazon_pharmacy_with_prime) | 5x | 1x |
| Transfer partners | None | citi-ty |
| Headline benefits |
|
Read the full review
Amazon Prime Visa
$0/yr · $150-$200 Amazon Gift Card upon approval (varies)
Read the full review
Citi Strata Premier Card
$95/yr · 60,000 bonus points
Editorial take: Citi Strata Premier Card
A strong mid-tier card with the late-2024 refresh adding 10x on CitiTravel.com and EV charging to the 3x grid. The $100 hotel benefit and 16 transfer partners (Avianca, Flying Blue, Turkish, Virgin Atlantic, Wyndham) make it competitive with Sapphire Preferred at the same $95 fee.
Common questions
- Which card has the bigger sign-up bonus, Amazon Prime Visa or Citi Strata Premier Card?
- The Citi Strata Premier Card has the bigger bonus, 60,000 bonus points, worth roughly $1,020, versus $150-$200 Amazon Gift Card upon approval (varies) (~$175) on the Amazon Prime Visa.
- Is the Amazon Prime Visa's $0 annual fee worth it compared to the Citi Strata Premier Card?
- The Amazon Prime Visa has no annual fee, so the question is whether the Citi Strata Premier Card's $95 fee is justified by its perks. If you'll use enough of the Citi Strata Premier Card's benefits to clear $95 in value annually, it's worth it; otherwise stick with the Amazon Prime Visa.
- Can I have both the Amazon Prime Visa and Citi Strata Premier Card?
- Yes, since they're from different issuers (Chase and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Amazon Prime Visa or the Citi Strata Premier Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Prime Visa: $0 spend in 0 months. Citi Strata Premier Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.