Amazon Prime Visa
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Earn a $150 to $200 Amazon.com Gift Card automatically loaded into your Amazon.com account upon approval — no minimum spend requirement and the gift card posts within minutes of approval so you can use it during the same Amazon checkout session that triggered the application. Exact amount varies by applicant and promotional cycle (commonly $150 baseline, occasionally elevated to $200 during Prime Day, Prime Big Deal Days, Black Friday/Cyber Monday, and Q4 holiday promotions; new-to-Amazon-Prime applicants and Prime Student applicants sometimes see different tiers). Bonus requires an active, paid Amazon Prime membership at time of approval to receive the Amazon Prime Visa Signature variant — applicants without Prime are routed to the non-Prime Amazon Visa, which has different earn rates (3% on Amazon vs 5%) but the same approval-gift-card offer structure.
Earning Rates
Statement credits
1- $0Rewards are earned as Amazon Reward Points at 1 point = $0
Rewards are earned as Amazon Reward Points at 1 point = $0.01 (1% base value) and can be redeemed at checkout on Amazon.com for any eligible Amazon purchase (apply any whole-dollar amount of points toward an order, including taxes and shipping), as statement credit applied to the card balance, as a deposit toward eligible gift cards in the Amazon points portal, or as travel booked through the Chase Travel portal — all redemption pathways are 1 cent per point with no premium or penalty rates
Perks & memberships
2- Authorized users$0 annual fee on the primary card and on authorized users — note Amazon Prime membership ($14.99/month or $139/year as of 2026) is a separate cost required to unlock the 5% earn tier at Amazon; without Prime, the card auto-converts to the Amazon Visa variant earning 3% at Amazon instead of 5%
- RedemptionEarn-and-redeem at the same Amazon checkout: rewards earned on the card post to your Amazon Reward Points balance within 1-2 business days of statement close and can be applied to any subsequent Amazon order via the 'Use Reward Points' toggle on the Amazon checkout page (no need to log into Chase to manually redeem)
Travel & purchase protections
8- Visa Signature trip cancellation and interruption insurance: reimbursement for pre-paid, non-refundable travel expenses (passenger fares, tours, hotels) when a trip is canceled or cut short by sickness, severe weather, or other covered situations — up to $1,500 per covered traveler and $6,000 per trip (terms align with the standard Visa Signature benefit guide, lower than the Sapphire Preferred limits of $10,000/$20,000)
- Visa Signature baggage delay insurance: reimbursement for essential personal items (toiletries, clothing) when checked baggage is delayed more than 6 hours by a common carrier, typically up to $100 per day for 3-5 days (verify current Visa Signature benefit guide as Visa periodically refreshes co-brand benefit packages)
- Visa Signature lost luggage reimbursement: coverage for checked or carry-on bags lost or damaged by a common carrier, typically up to $3,000 per trip when the entire trip is paid for with the Amazon Prime Visa (terms apply per Visa Signature benefit guide)
- Purchase Protection: covers eligible new purchases for 120 days from date of purchase against damage or theft, up to $500 per claim and up to $50,000 per account per calendar year (standard Visa Signature consumer protection tier; New York residents have a 90-day coverage window per state-specific disclosures)
- Extended Warranty Protection: extends the time period of the U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less (useful for Amazon electronics purchases such as Echo devices, Fire TV, Kindle, Ring, Blink, and third-party electronics where the card adds a no-cost extra year)
- Auto Rental Collision Damage Waiver: secondary collision damage waiver in the United States and primary CDW abroad when you decline the rental company's collision insurance and charge the entire rental cost to the card (standard Visa Signature consumer tier)
- Travel and Emergency Assistance Services: 24/7 access to legal and medical referrals and other travel and emergency assistance services while traveling away from home (the cardholder is responsible for the cost of any goods or services obtained from third-party providers; the referral/coordination service is complimentary)
- Roadside Dispatch: pay-per-use roadside assistance service available 24/7 — services such as towing, tire changes, jump starts, lockout service, and fuel delivery are billed to the cardholder at a flat per-service fee; the dispatch service itself is complimentary
More benefits & fine print (7)ShowHide
- 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and Amazon Pharmacy purchases when you have an active eligible paid Prime membership — no annual cap on the 5% category (unlike the Amazon Business Prime Amex which caps 5% at $120K/year, the consumer Amazon Prime Visa has no published earning cap)
- 5% back on travel purchased through the Chase Travel portal — flights, hotels, car rentals, activities, and cruises booked at chase.com/travel earn 5% with no activation required and no annual cap (this matches the Chase Freedom Flex and Freedom Unlimited Chase Travel rate)
- 2% back at restaurants (including takeout and eligible delivery services), gas stations, and drugstores — no annual cap on the 2% categories; merchant category code-based, so most Visa-classified restaurants, gas stations, and stand-alone drugstores qualify
- 1% back on all other purchases that do not fall into a 5% or 2% category, with no spending caps or activation requirements
- Amazon Pharmacy 5% earn tier: prescription drug purchases through Amazon Pharmacy (RxPass subscriptions, individual fills, and Prime Rx telehealth visits) earn 5% back — meaningful for households with recurring maintenance medications, since Amazon Pharmacy frequently undercuts retail pharmacy cash prices and the 5% back stacks on top
- Whole Foods Market 5% earn tier: applies to in-store Whole Foods purchases when paid with the card AND to Whole Foods grocery delivery via Amazon.com — covers most household grocery spend for Prime members who consolidate grocery to Whole Foods (typically $4,000-$15,000/year for a family of four, returning $200-$750/year in 5% back)
- Prime-membership-gated 5% earn tier: if your Amazon Prime membership lapses or you cancel, the card auto-converts to the Amazon Visa variant earning 3% at Amazon instead of 5% — the conversion happens automatically with no new application, and Chase notifies you of the change via mail and Amazon account messages
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See the Current Offer
Earn $150-$200 Amazon Gift Card upon approval (varies)
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
