Amazon Prime Visa vs Southwest Rapid Rewards Premier
Both are well-respected travel cards. The Amazon Prime Visa comes from Chase at $0/yr; the Southwest Rapid Rewards Premier from Chase at $149/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Amazon Prime Visa | Southwest Rapid Rewards Premier |
|---|---|---|
| Annual fee | $0 | $149 |
| Sign-up bonus | $150-$200 Amazon Gift Card upon approval (varies) | 55,000 bonus points |
| Bonus value (est.) | $175 | - |
| Min spend to unlock bonus | $0 in 0 mo | $1,500 in 3 mo |
| Issuer | Chase | Chase |
| Card category | cashback | travel |
| Best earning category (Amazon_whole_foods_amazon_fresh_amazon_pharmacy_with_prime) | 5x | 1x |
| Transfer partners | None | None |
| Headline benefits |
|
Editorial take: Southwest Rapid Rewards Premier
The middle tier of the Southwest portfolio after the 2025 refresh. Doubles the anniversary points and bumps the promo code from 10% to 15% vs Plus. Sweet spot for occasional Southwest flyers who don't need the Priority card's $75 travel credit or upgraded boardings.
Common questions
- Which card has the bigger sign-up bonus, Amazon Prime Visa or Southwest Rapid Rewards Premier?
- The Amazon Prime Visa has a public bonus ($150-$200 Amazon Gift Card upon approval (varies), worth roughly $175), while the Southwest Rapid Rewards Premier doesn't advertise one right now.
- Is the Amazon Prime Visa's $0 annual fee worth it compared to the Southwest Rapid Rewards Premier?
- The Amazon Prime Visa has no annual fee, so the question is whether the Southwest Rapid Rewards Premier's $149 fee is justified by its perks. If you'll use enough of the Southwest Rapid Rewards Premier's benefits to clear $149 in value annually, it's worth it; otherwise stick with the Amazon Prime Visa.
- Can I have both the Amazon Prime Visa and Southwest Rapid Rewards Premier?
- Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Amazon Prime Visa or the Southwest Rapid Rewards Premier first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Prime Visa: $0 spend in 0 months. Southwest Rapid Rewards Premier: $1,500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.
