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Side-by-side

Amazon Prime Visa vs Southwest Rapid Rewards Performance Business

Both are well-respected travel cards. The Amazon Prime Visa comes from Chase at $0/yr; the Southwest Rapid Rewards Performance Business from Chase at $299/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Southwest Rapid Rewards Performance Business is the stronger pick today, the sign-up bonus is meaningfully larger ($79,825 more in estimated value) than the Amazon Prime Visa's. Get the Southwest Rapid Rewards Performance Business first; revisit the Amazon Prime Visa after you've earned that bonus.

FeatureAmazon Prime VisaSouthwest Rapid Rewards Performance Business
Annual fee$0$299
Sign-up bonus$150-$200 Amazon Gift Card upon approval (varies)80,000 points
Bonus value (est.)$175$80,000
Min spend to unlock bonus$0 in 0 mo$5,000 in 3 mo
IssuerChaseChase
Card categorycashbacktravel
Best earning category (Amazon_whole_foods_amazon_fresh_amazon_pharmacy_with_prime)5x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Amazon Prime Visa
      $0/yr · $150-$200 Amazon Gift Card upon approval (varies)
      Read the full review
      Southwest Rapid Rewards Performance Business
      $299/yr · 80,000 points

      Editorial take: Amazon Prime Visa

      Editorial take: Southwest Rapid Rewards Performance Business

      Common questions

      Which card has the bigger sign-up bonus, Amazon Prime Visa or Southwest Rapid Rewards Performance Business?
      The Southwest Rapid Rewards Performance Business has the bigger bonus, 80,000 points, worth roughly $80,000, versus $150-$200 Amazon Gift Card upon approval (varies) (~$175) on the Amazon Prime Visa.
      Is the Amazon Prime Visa's $0 annual fee worth it compared to the Southwest Rapid Rewards Performance Business?
      The Amazon Prime Visa has no annual fee, so the question is whether the Southwest Rapid Rewards Performance Business's $299 fee is justified by its perks. If you'll use enough of the Southwest Rapid Rewards Performance Business's benefits to clear $299 in value annually, it's worth it; otherwise stick with the Amazon Prime Visa.
      Can I have both the Amazon Prime Visa and Southwest Rapid Rewards Performance Business?
      Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Amazon Prime Visa or the Southwest Rapid Rewards Performance Business first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Amazon Prime Visa: $0 spend in 0 months. Southwest Rapid Rewards Performance Business: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.