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Side-by-side

Chase Aeroplan Credit Card vs U.S. Bank Altitude Go Visa Signature Card

Both are well-respected travel cards. The Chase Aeroplan Credit Card comes from Chase at $95/yr; the U.S. Bank Altitude Go Visa Signature Card from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Chase Aeroplan Credit Card is the stronger pick today, the sign-up bonus is meaningfully larger ($925 more in estimated value) than the U.S. Bank Altitude Go Visa Signature Card's. Get the Chase Aeroplan Credit Card first; revisit the U.S. Bank Altitude Go Visa Signature Card after you've earned that bonus.

FeatureChase Aeroplan Credit CardU.S. Bank Altitude Go Visa Signature Card
Annual fee$95$0
Sign-up bonus75,000 bonus points20,000 bonus points after $1,000 spend in 90 days
Bonus value (est.)$1,125$200
Min spend to unlock bonus$4,000 in 3 mo$1,000 in 3 mo
IssuerChaseU.S. Bank
Card categorytravelcashback
Best earning category (Travel)3x1x
Transfer partnersaeroplanNone
Headline benefits
  • 3x on Air Canada + dining + grocery
  • Free checked bag
  • Companion pass
  • UR transfer
    Read the full review
    Chase Aeroplan Credit Card
    $95/yr · 75,000 bonus points
    Read the full review
    U.S. Bank Altitude Go Visa Signature Card
    $0/yr · 20,000 bonus points after $1,000 spend in 90 days

    Editorial take: Chase Aeroplan Credit Card

    Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.

    Editorial take: U.S. Bank Altitude Go Visa Signature Card

    Common questions

    Which card has the bigger sign-up bonus, Chase Aeroplan Credit Card or U.S. Bank Altitude Go Visa Signature Card?
    The Chase Aeroplan Credit Card has the bigger bonus, 75,000 bonus points, worth roughly $1,125, versus 20,000 bonus points after $1,000 spend in 90 days (~$200) on the U.S. Bank Altitude Go Visa Signature Card.
    Is the Chase Aeroplan Credit Card's $95 annual fee worth it compared to the U.S. Bank Altitude Go Visa Signature Card?
    At $95/yr, the Chase Aeroplan Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Altitude Go Visa Signature Card's, pick the one whose perks you'll actually use.
    Can I have both the Chase Aeroplan Credit Card and U.S. Bank Altitude Go Visa Signature Card?
    Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Chase Aeroplan Credit Card or the U.S. Bank Altitude Go Visa Signature Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Aeroplan Credit Card: $4,000 spend in 3 months. U.S. Bank Altitude Go Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.