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Side-by-side

Chase Aeroplan Credit Card vs United Quest Card

Both are travel travel cards. The Chase Aeroplan Credit Card comes from Chase at $95/yr; the United Quest Card from Chase at $350/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from Chase and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The United Quest Card costs $255 more per year, only worth it if you'll actually use the upgraded perks.

FeatureChase Aeroplan Credit CardUnited Quest Card
Annual fee$95$350
Sign-up bonus75,000 bonus points70,000 miles + 500 PQP
Bonus value (est.)$1,125$950
Min spend to unlock bonus$4,000 in 3 mo$4,000 in 3 mo
IssuerChaseChase
Card categorytraveltravel
Best earning category (Travel)3x1x
Transfer partnersaeroplanmileageplus
Headline benefits
  • 3x on Air Canada + dining + grocery
  • Free checked bag
  • Companion pass
  • UR transfer
  • 3x on United
  • $125 United credit
  • 2 free bags
  • Award rebates
Read the full review
Chase Aeroplan Credit Card
$95/yr · 75,000 bonus points
Read the full review
United Quest Card
$350/yr · 70,000 miles + 500 PQP

Editorial take: Chase Aeroplan Credit Card

Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.

Editorial take: United Quest Card

If you fly United 3+ times a year, the $125 travel credit, two free bags, and 10k miles of rebates on award flights ($100+ in direct value) make this card pay for itself.

Common questions

Which card has the bigger sign-up bonus, Chase Aeroplan Credit Card or United Quest Card?
The Chase Aeroplan Credit Card has the bigger bonus, 75,000 bonus points, worth roughly $1,125, versus 70,000 miles + 500 PQP (~$950) on the United Quest Card.
Is the Chase Aeroplan Credit Card's $95 annual fee worth it compared to the United Quest Card?
At $95/yr, the Chase Aeroplan Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the United Quest Card's, pick the one whose perks you'll actually use.
Can I have both the Chase Aeroplan Credit Card and United Quest Card?
Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Chase Aeroplan Credit Card or the United Quest Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Aeroplan Credit Card: $4,000 spend in 3 months. United Quest Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.