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Side-by-side

Chase Aeroplan Credit Card vs Chase Sapphire Preferred

Both are travel travel cards. The Chase Aeroplan Credit Card comes from Chase at $95/yr; the Chase Sapphire Preferred from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

Both cards come from Chase and target travel spenders, so the choice usually comes down to whether you'll use the premium-tier benefits. The Chase Sapphire Preferred costs $0 more per year, only worth it if you'll actually use the upgraded perks.

FeatureChase Aeroplan Credit CardChase Sapphire Preferred
Annual fee$95$95
Sign-up bonus75,000 bonus points75,000 points
Bonus value (est.)$1,125$1,500
Min spend to unlock bonus$4,000 in 3 mo$5,000 in 3 mo
IssuerChaseChase
Card categorytraveltravel
Best earning category (Travel)3x5x
Transfer partnersaeroplanchase-ur
Headline benefits
  • 3x on Air Canada + dining + grocery
  • Free checked bag
  • Companion pass
  • UR transfer
  • 5x on travel booked via Chase
  • 3x on dining & streaming
  • $50 annual hotel credit
  • Transfer to 13 partners (Hyatt 1:1)
Read the full review
Chase Aeroplan Credit Card
$95/yr · 75,000 bonus points
Read the full review
Chase Sapphire Preferred
$95/yr · 75,000 points

Editorial take: Chase Aeroplan Credit Card

Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.

Editorial take: Chase Sapphire Preferred

The best starter travel card, period. Transferable points, solid bonus categories, and a low annual fee make this the card we recommend to almost everyone getting into the points game. Note: the 10% anniversary points bonus sunsets October 1, 2026.

Common questions

Which card has the bigger sign-up bonus, Chase Aeroplan Credit Card or Chase Sapphire Preferred?
The Chase Sapphire Preferred has the bigger bonus, 75,000 points, worth roughly $1,500, versus 75,000 bonus points (~$1,125) on the Chase Aeroplan Credit Card.
Is the Chase Aeroplan Credit Card's $95 annual fee worth it compared to the Chase Sapphire Preferred?
At $95/yr, the Chase Aeroplan Credit Card is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Sapphire Preferred's, pick the one whose perks you'll actually use.
Can I have both the Chase Aeroplan Credit Card and Chase Sapphire Preferred?
Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Chase Aeroplan Credit Card or the Chase Sapphire Preferred first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Chase Aeroplan Credit Card: $4,000 spend in 3 months. Chase Sapphire Preferred: $5,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.