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Aer Lingus Visa Signature vs U.S. Bank Altitude Go Visa Signature Card

Both are well-respected travel cards. The Aer Lingus Visa Signature comes from Chase at $95/yr; the U.S. Bank Altitude Go Visa Signature Card from U.S. Bank at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.

FeatureAer Lingus Visa SignatureU.S. Bank Altitude Go Visa Signature Card
Annual fee$95$0
Sign-up bonus75,000 Avios20,000 bonus points after $1,000 spend in 90 days
Bonus value (est.)-$200
Min spend to unlock bonus$5,000 in 3 mo$1,000 in 3 mo
IssuerChaseU.S. Bank
Card categorytravelcashback
Best earning category (Travel)3x1x
Transfer partnersNoneNone
Headline benefits
      Read the full review
      Aer Lingus Visa Signature
      $95/yr · 75,000 Avios
      Read the full review
      U.S. Bank Altitude Go Visa Signature Card
      $0/yr · 20,000 bonus points after $1,000 spend in 90 days

      Editorial take: Aer Lingus Visa Signature

      Editorial take: U.S. Bank Altitude Go Visa Signature Card

      Common questions

      Which card has the bigger sign-up bonus, Aer Lingus Visa Signature or U.S. Bank Altitude Go Visa Signature Card?
      The U.S. Bank Altitude Go Visa Signature Card has a public bonus (20,000 bonus points after $1,000 spend in 90 days, worth roughly $200), while the Aer Lingus Visa Signature doesn't advertise one right now.
      Is the Aer Lingus Visa Signature's $95 annual fee worth it compared to the U.S. Bank Altitude Go Visa Signature Card?
      At $95/yr, the Aer Lingus Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the U.S. Bank Altitude Go Visa Signature Card's, pick the one whose perks you'll actually use.
      Can I have both the Aer Lingus Visa Signature and U.S. Bank Altitude Go Visa Signature Card?
      Yes, since they're from different issuers (Chase and U.S. Bank) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
      Should I get the Aer Lingus Visa Signature or the U.S. Bank Altitude Go Visa Signature Card first?
      Get the one whose sign-up bonus you can hit comfortably without overspending. Aer Lingus Visa Signature: $5,000 spend in 3 months. U.S. Bank Altitude Go Visa Signature Card: $1,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

      Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.