Aer Lingus Visa Signature
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
View OfferBenefits and fees last verified Jun 2026against the issuer's published terms.
75,000 Avios once $5,000 of spend posts within your first 3 months. $95 annual fee.
- Annual fee
- $95
Welcome offers change often and can differ by application channel. Verify the current offer with the issuer before you apply.
Earning Rates
Earning rates
4- 3xflights
3 Avios per $1 spent on flight purchases made directly with Aer Lingus, British Airways, and Iberia (Chase issuer page; purchases through online travel agencies or third-party booking sites do not earn the 3X category)
- 2xlodging
2 Avios per $1 spent on hotel accommodations booked directly with the hotel (Chase issuer page; OTAs such as Expedia, Booking.com, and Hotels.com do not qualify for the 2X category)
- 1xeverything else
1 Avios per $1 spent on all other purchases (Chase issuer page)
- 3xgas
Aer Lingus award sweet spot context: transatlantic redemptions on Aer Lingus's own metal price in Avios without British Airways-style YQ fuel surcharges, making AerClub frequently the cheapest cash-out-of-pocket way to redeem Avios for U.S.-Europe travel; the card's 3X earn on Aer Lingus paid tickets and 1X everywhere-else feeds this redemption pattern directly
Transfer partners
2Statement credits
1- $25Visa Signature tier benefits
Visa Signature tier benefits: complimentary Visa Signature Concierge, Visa Signature Luxury Hotel Collection (room upgrade when available, daily breakfast for two, complimentary Wi-Fi, $25 food or beverage credit on stays of two nights or more), and Visa Signature dining and entertainment access, core Visa Signature program benefits attached to any product issued on the Visa Signature tier
Perks & memberships
6- Companion benefitEconomy Companion Ticket: every calendar year you make $30,000 in purchases on the Aer Lingus Visa Signature, you receive an economy companion ticket good for 12 months, companion travels for taxes, fees, and carrier-imposed charges only on an eligible Aer Lingus paid-fare itinerary (Chase issuer page; lower spend threshold than several other airline cobrands but tied to Aer Lingus inventory only)
- Airline perkPriority Boarding for the primary cardmember and any authorized users on Aer Lingus flights departing from and returning to the U.S. from Ireland, subject to availability (Chase issuer page; benefit is U.S.-Ireland transatlantic only, not Aer Lingus intra-Europe flights)
- No foreign feesNo foreign transaction fees on purchases made outside the United States (Chase pricing & terms; saves roughly the typical 3% FX markup, or about $150 per $5,000 of overseas spend versus a standard FX-fee card, material for transatlantic travelers spending in EUR/GBP)
- ConciergeAerClub silver-tier (Concierge) status upgrade benefit: Chase has historically marketed the Aer Lingus Visa Signature as accelerating AerClub tier progression to Concierge (silver) more easily than paid-flying alone, via card-earned Avios and tier-credit interplay, verify exact mechanics in the welcome kit at account opening since AerClub tier rules are set by Aer Lingus and can change; Concierge status confers priority check-in/boarding on Aer Lingus and certain partner benefits
- MembershipComplimentary one-year DashPass membership for both DoorDash and Caviar with $0 delivery fees and reduced service fees on eligible orders, plus up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027, with activation required by Dec 31, 2027 (Chase issuer page Partner benefits section)
- Payment flexibilityChase Pay Over Time eligibility: convert eligible purchases of $100+ already made into fixed-monthly-fee installment plans (3-24 month durations) with no interest, or use Chase Pay Over Time at checkout on Amazon orders of $50+ (Chase issuer page Chase Pay Over Time section)
Travel & purchase protections
5- Lost Luggage Reimbursement: up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip (Chase issuer page Travel & Purchase Protection section; New York residents limited to $2,000 per bag and $10,000 for all covered travelers per trip)
- Baggage Delay Insurance: reimburses up to $100 per day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed more than 6 hours by the common carrier (Chase issuer page Travel & Purchase Protection section)
- Purchase Protection: covers eligible new purchases for 120 days from the date of purchase against damage or theft, up to $500 per item (Chase issuer page; New York residents limited to a 90-day coverage window per Chase's NY disclosure)
- Extended Warranty Protection: extends the time period of the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from the date of purchase (Chase issuer page)
- Aer Lingus fuel surcharge / carrier-imposed charge exposure: Mostly mitigated. Unlike British Airways awards, Aer Lingus's own-metal transatlantic redemptions historically pass through significantly lower carrier-imposed surcharges, which is the primary reason transatlantic Avios travelers prefer to redeem through AerClub rather than BA Club; however, the card itself provides no insurance or credit against any future Aer Lingus surcharge or Avios chart devaluation
More benefits & fine print (1)ShowHide
- Avios household pooling across BA / Iberia / Aer Lingus: combining Avios with family members at the same address is done via the British Airways Household Account (up to 7 people) or via Iberia Plus Family / AerClub combination tools, since all three carriers run on the unified Avios currency, practical for couples and families pooling card-earned Avios for premium-cabin transatlantic redemptions
Before you decide, weigh alternatives
Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.
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How to Earn the Bonus
Spend $5,000 in the first 3 months to earn the 75,000 Avios bonus.
See the Current Offer
Earn 75,000 Avios
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
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