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Aer Lingus Visa Signature vs Southwest Rapid Rewards Premier Business
Both are well-respected travel cards. The Aer Lingus Visa Signature comes from Chase at $95/yr; the Southwest Rapid Rewards Premier Business from Chase at $149/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Aer Lingus Visa Signature | Southwest Rapid Rewards Premier Business |
|---|---|---|
| Annual fee | $95 | $149 |
| Sign-up bonus | 75,000 Avios | 60,000 bonus points |
| Bonus value (est.) | - | - |
| Min spend to unlock bonus | $5,000 in 3 mo | $3,000 in 3 mo |
| Issuer | Chase | Chase |
| Card category | travel | business |
| Best earning category (Travel) | 3x | 1x |
| Transfer partners | None | None |
| Headline benefits |
Read the full review
Aer Lingus Visa Signature
$95/yr · 75,000 Avios
Read the full review
Southwest Rapid Rewards Premier Business
$149/yr · 60,000 bonus points
Editorial take: Southwest Rapid Rewards Premier Business
Common questions
- Which card has the bigger sign-up bonus, Aer Lingus Visa Signature or Southwest Rapid Rewards Premier Business?
- Neither card has a publicly advertised sign-up bonus today. Watch for limited-time offers from each issuer.
- Is the Aer Lingus Visa Signature's $95 annual fee worth it compared to the Southwest Rapid Rewards Premier Business?
- At $95/yr, the Aer Lingus Visa Signature is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Southwest Rapid Rewards Premier Business's, pick the one whose perks you'll actually use.
- Can I have both the Aer Lingus Visa Signature and Southwest Rapid Rewards Premier Business?
- Yes, though both are issued by Chase so the same issuer-specific application rules apply (Chase 5/24 if applicable, Amex once-per-lifetime bonus, etc.). Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Aer Lingus Visa Signature or the Southwest Rapid Rewards Premier Business first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Aer Lingus Visa Signature: $5,000 spend in 3 months. Southwest Rapid Rewards Premier Business: $3,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.