Editorial take: Capital One Venture X
The best value premium travel card. $300 travel credit, Priority Pass, 10,000 anniversary miles, and a massive transfer partner list, all for $395. It's hard to beat.
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Side-by-side
Capital One Venture X vs Citi AAdvantage Platinum Select
Both are travel travel cards. The Capital One Venture X comes from Capital One at $395/yr; the Citi AAdvantage Platinum Select from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
If you're not sure you'll use premium perks, start with the Citi AAdvantage Platinum Select, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.
| Feature | Capital One Venture X | Citi AAdvantage Platinum Select |
|---|---|---|
| Annual fee | $395 | $99 |
| Sign-up bonus | 75,000 miles | 60,000 miles |
| Bonus value (est.) | $1,238 | $840 |
| Min spend to unlock bonus | $4,000 in 3 mo | $3,500 in 4 mo |
| Issuer | Capital One | Citi |
| Card category | travel | travel |
| Best earning category (Hotels_capital_one) | 10x | 1x |
| Transfer partners | capital-one | None |
| Headline benefits |
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Read the full review
Capital One Venture X
$395/yr · 75,000 miles
Read the full review
Citi AAdvantage Platinum Select
$99/yr · 60,000 miles
Editorial take: Citi AAdvantage Platinum Select
The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.
Common questions
- Which card has the bigger sign-up bonus, Capital One Venture X or Citi AAdvantage Platinum Select?
- The Capital One Venture X has the bigger bonus, 75,000 miles, worth roughly $1,238, versus 60,000 miles (~$840) on the Citi AAdvantage Platinum Select.
- Is the Capital One Venture X's $395 annual fee worth it compared to the Citi AAdvantage Platinum Select?
- At $395/yr, the Capital One Venture X is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Citi AAdvantage Platinum Select's, pick the one whose perks you'll actually use.
- Can I have both the Capital One Venture X and Citi AAdvantage Platinum Select?
- Yes, since they're from different issuers (Capital One and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One Venture X or the Citi AAdvantage Platinum Select first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Venture X: $4,000 spend in 3 months. Citi AAdvantage Platinum Select: $3,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.