Capital One Venture X
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
View OfferEarn 75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account opening (~$750+ via Capital One Travel, ~$1,388 at typical 1.85¢/mile transfer-partner valuations).
Benefits and fees last verified Jun 2026against the issuer's published terms.
The best value premium travel card. $300 travel credit, Priority Pass, 10,000 anniversary miles, and a massive transfer partner list, all for $395. It's hard to beat.
Earning Rates
At a glance
- $300 annual travel credit
- 10,000 anniversary miles
- Capital One Lounges
- 2x on all other purchases
Important considerations
- Annual fee to offset
This card carries a $395 annual fee. Make sure the credits and bonus categories you will actually use are worth more than that every year.
Based on this card's terms last verified Jun 2026.
Earning rates
4- 10xlodging
10X miles on hotels and rental cars booked through Capital One Travel.
- 5xflights
5X miles on flights and vacation rentals booked through Capital One Travel.
- 5x
5X miles on Capital One Entertainment purchases (tickets bought on the Capital One Entertainment ticketing platform with an eligible Venture X card).
- 2xeverything else
2X miles on every other purchase, every day, with no category caps and miles that never expire.
Statement credits
7- $300Travel CreditYearly
$300 annual travel credit for bookings through Capital One Travel
- $120Global Entry/TSA PreCheckYearly
Up to $120 statement credit for Global Entry or TSA PreCheck, every 4 years.
- $300$300 annual statement credit for bookings made through the Capital One Travel portal (flights, hotels, and rental cars).
- $120Up to $120 statement credit for Global Entry ($100) or TSA PreCheck (~$78-85) application fees, refreshed every 4 years.
- $100Premier Collection hotel benefits when booking via Capital One Travel
Premier Collection hotel benefits when booking via Capital One Travel: daily breakfast for two, $100 experience credit, Wi-Fi, and (when available) room upgrades plus early check-in / late checkout.
- $50Lifestyle Collection hotel benefits via Capital One Travel
Lifestyle Collection hotel benefits via Capital One Travel: $50 experience credit, Wi-Fi, and (when available) room upgrades plus early check-in / late checkout.
- $50Price Drop Protection on flights booked through Capital One Travel
Price Drop Protection on flights booked through Capital One Travel: when the system recommends booking and the price drops within 10 days, you receive up to $50 travel credit for the difference.
Perks & memberships
9- Lounge accessComplimentary Priority Pass Select membership with unlimited visits to 1,300+ participating lounges worldwide (enrollment required).
- Lounge accessPriority Pass guest policy: primary cardholder may bring up to 2 guests at no charge per visit (additional guests subject to standard Priority Pass fees).
- Lounge accessUnlimited complimentary access to Capital One Lounges for the primary cardholder, plus up to 2 free guests per visit.
- Lounge accessAccess to Capital One Landing locations (smaller airport relaxation spaces) for primary cardholders.
- Lounge accessComplimentary access to 100+ Plaza Premium lounges for the primary cardholder plus up to 2 free guests per visit.
- Lounge accessUp to 4 authorized users at no additional cost, and each authorized user receives their own Priority Pass Select membership.
- Elite statusHertz President's Circle elite status (top published tier) through complimentary enrollment, offering guaranteed upgrades, expedited service, and a wider vehicle selection.
- Price protectionPrice Match Guarantee on Capital One Travel: if you find a lower price within 24 hours of booking, Capital One refunds the difference.
- No foreign feesZero foreign transaction fees on all purchases made outside the U.S.
Travel & purchase protections
10- Cell phone protection up to $800 per claim ($50 deductible, two claims per 12-month period) when you pay your monthly wireless bill with the card (Visa Infinite benefit).
- Primary auto rental Collision Damage Waiver (CDW) for eligible rentals worldwide when you charge the full rental to the card and decline the rental agency's collision coverage.
- Trip cancellation and interruption insurance: up to $2,000 per person for non-refundable trip costs when the trip is canceled or cut short due to a covered reason.
- Trip delay reimbursement: up to $500 per ticket for reasonable expenses when a covered common carrier delay exceeds 6 hours or requires an overnight stay.
- Lost luggage reimbursement for checked or carry-on bags that are lost or damaged by a common carrier (Visa Infinite benefit).
- Travel accident insurance and 24/7 Visa Infinite Concierge service for travel planning, dining reservations, and event access.
- Purchase security (theft / damage protection) on new eligible purchases for 90 days from the date of purchase.
- Extended warranty protection that adds up to one additional year to U.S. manufacturer warranties of three years or less.
- Return protection on eligible items the merchant won't take back within 90 days (Visa Infinite benefit, subject to limits).
- Visa Infinite card benefits including roadside dispatch, exclusive Visa Infinite Hotel Collection perks, and access to Capital One Premier Collection dining and entertainment experiences.
Before you decide, weigh alternatives
Lower-fee cards in the same category. A cheaper card can be the better fit if you will not use enough perks to earn back a bigger fee.
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Transfer Partners
Full guide →Capital One Miles points transfer to these loyalty programs. Or start from your balance and see what a points balance can book:
How to Earn the Bonus
Spend $4,000 in the first 3 months to earn the 75,000 miles bonus.
See the Current Offer
Earn 75,000 miles
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
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