Beta

Every feature is free during beta. No credit card, no catch.

Skip to content
RewardZ Travel
All Cards
Capital One Venture X

Capital One Venture X

Capital One
Capital One|Personal
4.8/5
Annual Fee
$395
Sign-Up Bonus
75,000 miles
Bonus Value
$1,238

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Earn 75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account opening (~$750+ via Capital One Travel, ~$1,388 at typical 1.85¢/mile transfer-partner valuations).

Our Take

The best value premium travel card. $300 travel credit, Priority Pass, 10,000 anniversary miles, and a massive transfer partner list, all for $395. It's hard to beat.

Earning Rates

2x
all purchases
10x
hotels capital one
10x
rental cars capital one
5x
flights capital one

At a glance

  • $300 annual travel credit
  • 10,000 anniversary miles
  • Capital One Lounges
  • 2x on all other purchases

Earning rates

3
  • 10x
    lodging

    10X miles on hotels and rental cars booked through Capital One Travel.

  • 5x
    flights

    5X miles on flights booked through Capital One Travel.

  • 2x
    everything else

    2X miles on every other purchase, every day, with no category caps and miles that never expire.

Statement credits

7
  • $300
    Travel CreditYearly

    $300 annual travel credit for bookings through Capital One Travel

  • $120
    Global Entry/TSA PreCheckYearly

    Up to $120 statement credit for Global Entry or TSA PreCheck, every 4 years.

  • $300
    $300 annual statement credit for bookings made through the Capital One Travel portal (flights, hotels, and rental cars).
  • $120
    Up to $120 statement credit for Global Entry ($100) or TSA PreCheck (~$78-85) application fees, refreshed every 4 years.
  • $100
    Premier Collection hotel benefits when booking via Capital One Travel

    Premier Collection hotel benefits when booking via Capital One Travel: daily breakfast for two, $100 experience credit, Wi-Fi, and (when available) room upgrades plus early check-in / late checkout.

  • $50
    Lifestyle Collection hotel benefits via Capital One Travel

    Lifestyle Collection hotel benefits via Capital One Travel: $50 experience credit, Wi-Fi, and (when available) room upgrades plus early check-in / late checkout.

  • $50
    Price Drop Protection on flights booked through Capital One Travel

    Price Drop Protection on flights booked through Capital One Travel: when the system recommends booking and the price drops within 10 days, you receive up to $50 travel credit for the difference.

Perks & memberships

9
  • Lounge accessComplimentary Priority Pass Select membership with unlimited visits to 1,300+ participating lounges worldwide (enrollment required).
  • Lounge accessPriority Pass guest policy: primary cardholder may bring up to 2 guests at no charge per visit (additional guests subject to standard Priority Pass fees).
  • Lounge accessUnlimited complimentary access to Capital One Lounges for the primary cardholder, plus up to 2 free guests per visit.
  • Lounge accessAccess to Capital One Landing locations (smaller airport relaxation spaces) for primary cardholders.
  • Lounge accessComplimentary access to 100+ Plaza Premium lounges for the primary cardholder plus up to 2 free guests per visit.
  • Lounge accessUp to 4 authorized users at no additional cost, and each authorized user receives their own Priority Pass Select membership.
  • Elite statusHertz President's Circle elite status (top published tier) through complimentary enrollment, offering guaranteed upgrades, expedited service, and a wider vehicle selection.
  • Price protectionPrice Match Guarantee on Capital One Travel: if you find a lower price within 24 hours of booking, Capital One refunds the difference.
  • No foreign feesZero foreign transaction fees on all purchases made outside the U.S.

Travel & purchase protections

10
  • Cell phone protection up to $800 per claim ($50 deductible, two claims per 12-month period) when you pay your monthly wireless bill with the card (Visa Infinite benefit).
  • Primary auto rental Collision Damage Waiver (CDW) for eligible rentals worldwide when you charge the full rental to the card and decline the rental agency's collision coverage.
  • Trip cancellation and interruption insurance: up to $2,000 per person for non-refundable trip costs when the trip is canceled or cut short due to a covered reason.
  • Trip delay reimbursement: up to $500 per ticket for reasonable expenses when a covered common carrier delay exceeds 6 hours or requires an overnight stay.
  • Lost luggage reimbursement for checked or carry-on bags that are lost or damaged by a common carrier (Visa Infinite benefit).
  • Travel accident insurance and 24/7 Visa Infinite Concierge service for travel planning, dining reservations, and event access.
  • Purchase security (theft / damage protection) on new eligible purchases for 90 days from the date of purchase.
  • Extended warranty protection that adds up to one additional year to U.S. manufacturer warranties of three years or less.
  • Return protection on eligible items the merchant won't take back within 90 days (Visa Infinite benefit, subject to limits).
  • Visa Infinite card benefits including roadside dispatch, exclusive Visa Infinite Hotel Collection perks, and access to Capital One Premier Collection dining and entertainment experiences.
How we verified this card (1 source)Show

Spotted something off? Report an issue. Read our verification methodology.

How to Earn the Bonus

Spend $4,000 in the first 3 months to earn the 75,000 miles bonus.

Ready to Apply?

Earn 75,000 miles

Apply Now

Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.

Affiliate disclosure:Some links on this page are affiliate links. We earn a commission if you click and complete a qualifying action (sign up, book, buy points), at no extra cost to you. We only feature offers we'd use ourselves. Full disclosure.