Beta

Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.

Skip to content
RewardZ Travel
All credit cards
Side-by-side

Capital One Venture X vs American Airlines AAdvantage MileUp Card

Both are travel travel cards. The Capital One Venture X comes from Capital One at $395/yr; the American Airlines AAdvantage MileUp Card from Citi at $0/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Capital One Venture X is the stronger pick today, the sign-up bonus is meaningfully larger ($1,238 more in estimated value) than the American Airlines AAdvantage MileUp Card's. Get the Capital One Venture X first; revisit the American Airlines AAdvantage MileUp Card after you've earned that bonus.

FeatureCapital One Venture XAmerican Airlines AAdvantage MileUp Card
Annual fee$395$0
Sign-up bonus75,000 milesNot advertised
Bonus value (est.)$1,238-
Min spend to unlock bonus$4,000 in 3 mo-
IssuerCapital OneCiti
Card categorytraveltravel
Best earning category (Hotels_capital_one)10x1x
Transfer partnerscapital-oneNone
Headline benefits
  • $300 annual travel credit
  • 10,000 anniversary miles
  • Capital One Lounges
  • 2x on all other purchases
    Read the full review
    Capital One Venture X
    $395/yr · 75,000 miles
    Read the full review
    American Airlines AAdvantage MileUp Card
    $0/yr ·

    Editorial take: Capital One Venture X

    The best value premium travel card. $300 travel credit, Priority Pass, 10,000 anniversary miles, and a massive transfer partner list, all for $395. It's hard to beat.

    Editorial take: American Airlines AAdvantage MileUp Card

    Common questions

    Which card has the bigger sign-up bonus, Capital One Venture X or American Airlines AAdvantage MileUp Card?
    The Capital One Venture X has a public bonus (75,000 miles, worth roughly $1,238), while the American Airlines AAdvantage MileUp Card doesn't advertise one right now.
    Is the Capital One Venture X's $395 annual fee worth it compared to the American Airlines AAdvantage MileUp Card?
    At $395/yr, the Capital One Venture X is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the American Airlines AAdvantage MileUp Card's, pick the one whose perks you'll actually use.
    Can I have both the Capital One Venture X and American Airlines AAdvantage MileUp Card?
    Yes, since they're from different issuers (Capital One and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Capital One Venture X or the American Airlines AAdvantage MileUp Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Venture X: $4,000 spend in 3 months. American Airlines AAdvantage MileUp Card: no published min spend. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.