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Side-by-side

Capital One Venture X vs Disney Premier Visa Card

Both are travel travel cards. The Capital One Venture X comes from Capital One at $395/yr; the Disney Premier Visa Card from Chase at $49/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

For most people the Capital One Venture X is the stronger pick today, the sign-up bonus is meaningfully larger ($1,038 more in estimated value) than the Disney Premier Visa Card's. Get the Capital One Venture X first; revisit the Disney Premier Visa Card after you've earned that bonus.

FeatureCapital One Venture XDisney Premier Visa Card
Annual fee$395$49
Sign-up bonus75,000 miles$200 Disney Gift Card eGift upon approval + $100 statement credit
Bonus value (est.)$1,238$200
Min spend to unlock bonus$4,000 in 3 mo$500 in 3 mo
IssuerCapital OneChase
Card categorytraveltravel
Best earning category (Hotels_capital_one)10x1x
Transfer partnerscapital-oneNone
Headline benefits
  • $300 annual travel credit
  • 10,000 anniversary miles
  • Capital One Lounges
  • 2x on all other purchases
    Read the full review
    Capital One Venture X
    $395/yr · 75,000 miles
    Read the full review
    Disney Premier Visa Card
    $49/yr · $200 Disney Gift Card eGift upon approval + $100 statement credit

    Editorial take: Capital One Venture X

    The best value premium travel card. $300 travel credit, Priority Pass, 10,000 anniversary miles, and a massive transfer partner list, all for $395. It's hard to beat.

    Editorial take: Disney Premier Visa Card

    Common questions

    Which card has the bigger sign-up bonus, Capital One Venture X or Disney Premier Visa Card?
    The Capital One Venture X has the bigger bonus, 75,000 miles, worth roughly $1,238, versus $200 Disney Gift Card eGift upon approval + $100 statement credit (~$200) on the Disney Premier Visa Card.
    Is the Capital One Venture X's $395 annual fee worth it compared to the Disney Premier Visa Card?
    At $395/yr, the Capital One Venture X is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Disney Premier Visa Card's, pick the one whose perks you'll actually use.
    Can I have both the Capital One Venture X and Disney Premier Visa Card?
    Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
    Should I get the Capital One Venture X or the Disney Premier Visa Card first?
    Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Venture X: $4,000 spend in 3 months. Disney Premier Visa Card: $500 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

    Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.