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Side-by-side

Capital One Venture X vs Chase Aeroplan Credit Card

Both are travel travel cards. The Capital One Venture X comes from Capital One at $395/yr; the Chase Aeroplan Credit Card from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.

Bottom line

If you're not sure you'll use premium perks, start with the Chase Aeroplan Credit Card, its annual fee is significantly lower and the bonus values are similar. Upgrade later if you find yourself using the higher-tier benefits.

FeatureCapital One Venture XChase Aeroplan Credit Card
Annual fee$395$95
Sign-up bonus75,000 miles75,000 bonus points
Bonus value (est.)$1,238$1,125
Min spend to unlock bonus$4,000 in 3 mo$4,000 in 3 mo
IssuerCapital OneChase
Card categorytraveltravel
Best earning category (Hotels_capital_one)10x1x
Transfer partnerscapital-oneaeroplan
Headline benefits
  • $300 annual travel credit
  • 10,000 anniversary miles
  • Capital One Lounges
  • 2x on all other purchases
  • 3x on Air Canada + dining + grocery
  • Free checked bag
  • Companion pass
  • UR transfer
Read the full review
Capital One Venture X
$395/yr · 75,000 miles
Read the full review
Chase Aeroplan Credit Card
$95/yr · 75,000 bonus points

Editorial take: Capital One Venture X

The best value premium travel card. $300 travel credit, Priority Pass, 10,000 anniversary miles, and a massive transfer partner list, all for $395. It's hard to beat.

Editorial take: Chase Aeroplan Credit Card

Aeroplan is one of the best Star Alliance programs for sweet-spot redemptions. This card is a great way to earn Aeroplan miles directly, plus the UR transfer option gives flexibility.

Common questions

Which card has the bigger sign-up bonus, Capital One Venture X or Chase Aeroplan Credit Card?
The Capital One Venture X has the bigger bonus, 75,000 miles, worth roughly $1,238, versus 75,000 bonus points (~$1,125) on the Chase Aeroplan Credit Card.
Is the Capital One Venture X's $395 annual fee worth it compared to the Chase Aeroplan Credit Card?
At $395/yr, the Capital One Venture X is in the mid-fee tier. Compare its specific perks (lounge access, travel credits, primary rental insurance) to the Chase Aeroplan Credit Card's, pick the one whose perks you'll actually use.
Can I have both the Capital One Venture X and Chase Aeroplan Credit Card?
Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
Should I get the Capital One Venture X or the Chase Aeroplan Credit Card first?
Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One Venture X: $4,000 spend in 3 months. Chase Aeroplan Credit Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.

Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.