Editorial take: Capital One VentureOne
The no-fee version of Venture. The 1.25x vs 2x is a real earnings hit, so only use this if you absolutely won't pay any annual fee, otherwise Venture pays back its $95 quickly.
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Side-by-side
Capital One VentureOne vs Hilton Honors American Express Aspire
Both are well-respected travel cards. The Capital One VentureOne comes from Capital One at $0/yr; the Hilton Honors American Express Aspire from American Express at $550/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the Hilton Honors American Express Aspire is the stronger pick today, the sign-up bonus is meaningfully larger ($505 more in estimated value) than the Capital One VentureOne's. Get the Hilton Honors American Express Aspire first; revisit the Capital One VentureOne after you've earned that bonus.
| Feature | Capital One VentureOne | Hilton Honors American Express Aspire |
|---|---|---|
| Annual fee | $0 | $550 |
| Sign-up bonus | 20,000 miles | 175,000 points |
| Bonus value (est.) | $370 | $875 |
| Min spend to unlock bonus | $500 in 3 mo | $6,000 in 6 mo |
| Issuer | Capital One | American Express |
| Card category | travel | hotel |
| Best earning category (Hotels_capital_one) | 5x | 1x |
| Transfer partners | capital-one | None |
| Headline benefits |
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Read the full review
Capital One VentureOne
$0/yr · 20,000 miles
Read the full review
Hilton Honors American Express Aspire
$550/yr · 175,000 points
Editorial take: Hilton Honors American Express Aspire
Pretty much a no-brainer if you stay at Hilton hotels. The $550 annual fee pays for itself with just the free night reward alone, which can be used at any standard room property, even $1,000+ per night hotels.
Common questions
- Which card has the bigger sign-up bonus, Capital One VentureOne or Hilton Honors American Express Aspire?
- The Hilton Honors American Express Aspire has the bigger bonus, 175,000 points, worth roughly $875, versus 20,000 miles (~$370) on the Capital One VentureOne.
- Is the Capital One VentureOne's $0 annual fee worth it compared to the Hilton Honors American Express Aspire?
- The Capital One VentureOne has no annual fee, so the question is whether the Hilton Honors American Express Aspire's $550 fee is justified by its perks. If you'll use enough of the Hilton Honors American Express Aspire's benefits to clear $550 in value annually, it's worth it; otherwise stick with the Capital One VentureOne.
- Can I have both the Capital One VentureOne and Hilton Honors American Express Aspire?
- Yes, since they're from different issuers (Capital One and American Express) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One VentureOne or the Hilton Honors American Express Aspire first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One VentureOne: $500 spend in 3 months. Hilton Honors American Express Aspire: $6,000 in 6 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.