Capital One VentureOne

Earning Rates

Key Benefits

• 1.25x everywhere
• No annual fee
• 15+ transfer partners
• No foreign tx fees

All Benefits

• Welcome offer: 20,000 bonus miles after spending $500 on purchases within the first 3 months from account opening (~$200 toward travel at 1¢/mile via Capital One Travel, or ~$370 at 1.85¢/mile transfer-partner valuations).
• Earn unlimited 1.25X miles per dollar on every purchase, every day, with no category caps and no rotating bonus categories to track (vs 2X on the $95-AF Venture Rewards).
• Earn 5X miles on hotels booked through Capital One Travel.
• Earn 5X miles on rental cars booked through Capital One Travel.
• Earn 5X miles on Capital One Entertainment purchases (tickets for music, sports, and dining experiences purchased on the Capital One Entertainment ticketing platform).
• Miles never expire for the life of the account and there is no cap on how many miles you can earn.
• Transfer Capital One miles at 1:1 to 15+ airline and hotel loyalty programs, including Aeroplan, Air France-KLM Flying Blue, Avianca LifeMiles, British Airways Executive Club, Cathay Pacific Asia Miles, Emirates Skywards, Etihad Guest, EVA Air Infinity MileageLands, Finnair Plus, Qantas Frequent Flyer, Singapore KrisFlyer, TAP Air Portugal Miles&Go, Turkish Miles&Smiles, Virgin Red, plus hotel partners Choice Privileges and Wyndham Rewards.
• Redeem miles at 1¢ each as a statement credit to cover recent travel purchases (Purchase Eraser) or book travel directly through Capital One Travel at 1¢ each.
• $0 annual fee for the life of the account — one of the few no-fee cards with access to Capital One's full transfer-partner network.
• No foreign transaction fees on any purchases made outside the United States, making this a viable backup travel card.
• Visa Signature card (network confirmed on capitalone.com/credit-cards/ventureone/) with access to Visa Signature Concierge service 24/7 by phone for travel, dining, and entertainment requests.
• Visa Signature Roadside Dispatch: pay-per-use roadside assistance dispatch hotline (you pay the per-incident service fee).
• Travel and Emergency Assistance Services: 24/7 hotline that helps coordinate medical, legal, and travel emergencies while traveling (cardholder pays third-party service costs).
• Travel Accident Insurance: automatic coverage when you charge your common-carrier fare (air, bus, train, cruise) to the VentureOne card, per Visa Signature benefits guide.
• Secondary auto rental Collision Damage Waiver when you pay for an eligible rental with the card and decline the rental agency's collision coverage (secondary to personal auto insurance in the U.S.; primary outside your country of residence under Visa Signature terms).
• Hertz Five Star tier complimentary while you remain a VentureOne cardholder — enroll through the Rewards tab or Capital One Travel Benefits tab and click the Hertz benefit tile (President's Circle is reserved for Venture X and Spark Travel Elite cardholders, not VentureOne).
• Capital One Travel portal access: price drop protection (up to $50 statement credit if a flight price drops within 10 days of a recommended booking), price match guarantee within 24 hours of booking, and price prediction with watch-list alerts.
• Authorized users can be added at no additional cost; their purchases earn miles into the primary cardholder's account at the same earning rates.
• $0 fraud liability for unauthorized charges, with real-time account alerts and instant card lock via the Capital One mobile app.
• Eno virtual card numbers: generate unique merchant-specific card numbers for online checkout to mask your real account number.
• CreditWise free credit score monitoring (TransUnion VantageScore 3.0) available to all U.S. consumers, cardholder or not.
• Lost/stolen card replacement and emergency card services available through Visa and Capital One customer service.
• Variable purchase APR set at application (see issuer rates & fees disclosure); no penalty APR is charged for late payments on this product.
• Capital One bonus 48-month language: existing or previous VentureOne cardmembers are not eligible for the welcome bonus if they have received a new-cardmember bonus on this product in the past 48 months.
• Not Offered: Cell phone protection (no carrier-bill benefit on the VentureOne).
• Not Offered: Primary auto rental Collision Damage Waiver for U.S. rentals (coverage is secondary in the U.S.; Venture X offers primary CDW).
• Not Offered: Trip cancellation and trip interruption insurance (Venture X benefit, not on VentureOne).
• Not Offered: Trip delay reimbursement and lost/delayed baggage insurance (Venture X benefits).
• Not Offered: Airport lounge access — no Priority Pass, Capital One Lounge, or Plaza Premium access (Venture X benefit).
• Not Offered: Global Entry / TSA PreCheck application fee statement credit (offered on Venture and Venture X only).
• Not Offered: Anniversary mile bonus or annual travel credit (Venture X gets 10,000 anniversary miles + $300 Capital One Travel credit).
• Not Offered: Purchase protection and extended warranty — Visa discontinued these benefits for U.S. consumer cards in April 2024, so VentureOne cardholders do not have them today.

Capital One Miles points transfer to these loyalty programs:

British Airways Avios

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Air France/KLM Flying Blue

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Singapore KrisFlyer

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Turkish Miles&Smiles

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Avianca LifeMiles

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Qantas Frequent Flyer

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Cathay Asia Miles

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Air Canada Aeroplan

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