Capital One VentureOne
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Affiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
Earn 20,000 bonus miles after spending $500 on purchases within the first 3 months from account opening (worth $200 toward travel via Capital One Travel at 1¢/mile, or ~$370 at typical 1.85¢/mile transfer-partner valuations).
The no-fee version of Venture. The 1.25x vs 2x is a real earnings hit, so only use this if you absolutely won't pay any annual fee, otherwise Venture pays back its $95 quickly.
Earning Rates
At a glance
- 1.25x everywhere
- No annual fee
- 15+ transfer partners
- No foreign tx fees
Earning rates
4- 1.25x
Earn unlimited 1.25X miles per dollar on every purchase, every day, with no category caps and no rotating bonus categories to track (vs 2X on the $95-AF Venture Rewards).
- 5xlodging
Earn 5X miles on hotels booked through Capital One Travel.
- 5xlodging
Earn 5X miles on rental cars booked through Capital One Travel.
- 5xdining
Earn 5X miles on Capital One Entertainment purchases (tickets for music, sports, and dining experiences purchased on the Capital One Entertainment ticketing platform).
Statement credits
2- Redeem miles at 1¢ each as a statement credit to cover recent travel purchases (Purchase Eraser) or book travel directly through Capital One Travel at 1¢ each.
- $50Capital One Travel portal access
Capital One Travel portal access: price drop protection (up to $50 statement credit if a flight price drops within 10 days of a recommended booking), price match guarantee within 24 hours of booking, and price prediction with watch-list alerts.
Perks & memberships
5- Points longevityMiles never expire for the life of the account and there is no cap on how many miles you can earn.
- No foreign feesNo foreign transaction fees on any purchases made outside the United States, making this a viable backup travel card.
- ConciergeVisa Signature card (network confirmed on capitalone.com/credit-cards/ventureone/) with access to Visa Signature Concierge service 24/7 by phone for travel, dining, and entertainment requests.
- Elite statusHertz Five Star tier complimentary while you remain a VentureOne cardholder — enroll through the Rewards tab or Capital One Travel Benefits tab and click the Hertz benefit tile (President's Circle is reserved for Venture X and Spark Travel Elite cardholders, not VentureOne).
- Authorized usersAuthorized users can be added at no additional cost; their purchases earn miles into the primary cardholder's account at the same earning rates.
Travel & purchase protections
5- Visa Signature Roadside Dispatch: pay-per-use roadside assistance dispatch hotline (you pay the per-incident service fee).
- Travel and Emergency Assistance Services: 24/7 hotline that helps coordinate medical, legal, and travel emergencies while traveling (cardholder pays third-party service costs).
- Travel Accident Insurance: automatic coverage when you charge your common-carrier fare (air, bus, train, cruise) to the VentureOne card, per Visa Signature benefits guide.
- Secondary auto rental Collision Damage Waiver when you pay for an eligible rental with the card and decline the rental agency's collision coverage (secondary to personal auto insurance in the U.S.; primary outside your country of residence under Visa Signature terms).
- $0 fraud liability for unauthorized charges, with real-time account alerts and instant card lock via the Capital One mobile app.
More benefits & fine print (4)ShowHide
- Eno virtual card numbers: generate unique merchant-specific card numbers for online checkout to mask your real account number.
- CreditWise free credit score monitoring (TransUnion VantageScore 3.0) available to all U.S. consumers, cardholder or not.
- Lost/stolen card replacement and emergency card services available through Visa and Capital One customer service.
- Capital One bonus 48-month language: existing or previous VentureOne cardmembers are not eligible for the welcome bonus if they have received a new-cardmember bonus on this product in the past 48 months.
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Transfer Partners
Full guide →Capital One Miles points transfer to these loyalty programs:
How to Earn the Bonus
Spend $500 in the first 3 months to earn the 20,000 miles bonus.
See the Current Offer
Earn 20,000 miles
View OfferAffiliate link, we may earn a commission. Terms, rates, and sign-up bonuses are set by the issuer and can change. See the issuer site and our advertiser disclosure.
