Editorial take: Capital One VentureOne
The no-fee version of Venture. The 1.25x vs 2x is a real earnings hit, so only use this if you absolutely won't pay any annual fee, otherwise Venture pays back its $95 quickly.
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Side-by-side
Capital One VentureOne vs Citi AAdvantage Platinum Select
Both are travel travel cards. The Capital One VentureOne comes from Capital One at $0/yr; the Citi AAdvantage Platinum Select from Citi at $99/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
These cards are close on the fundamentals (similar bonus value, similar fee). The right pick depends on which category you spend the most in and which transfer partners best fit your travel goals.
| Feature | Capital One VentureOne | Citi AAdvantage Platinum Select |
|---|---|---|
| Annual fee | $0 | $99 |
| Sign-up bonus | 20,000 miles | 60,000 miles |
| Bonus value (est.) | $370 | $840 |
| Min spend to unlock bonus | $500 in 3 mo | $3,500 in 4 mo |
| Issuer | Capital One | Citi |
| Card category | travel | travel |
| Best earning category (Hotels_capital_one) | 5x | 1x |
| Transfer partners | capital-one | None |
| Headline benefits |
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Read the full review
Capital One VentureOne
$0/yr · 20,000 miles
Read the full review
Citi AAdvantage Platinum Select
$99/yr · 60,000 miles
Editorial take: Citi AAdvantage Platinum Select
The free checked bag covers the fee on just one round-trip with a partner. Good if you fly AA more than twice a year, otherwise AAdvantage is worth collecting through other means.
Common questions
- Which card has the bigger sign-up bonus, Capital One VentureOne or Citi AAdvantage Platinum Select?
- The Citi AAdvantage Platinum Select has the bigger bonus, 60,000 miles, worth roughly $840, versus 20,000 miles (~$370) on the Capital One VentureOne.
- Is the Capital One VentureOne's $0 annual fee worth it compared to the Citi AAdvantage Platinum Select?
- The Capital One VentureOne has no annual fee, so the question is whether the Citi AAdvantage Platinum Select's $99 fee is justified by its perks. If you'll use enough of the Citi AAdvantage Platinum Select's benefits to clear $99 in value annually, it's worth it; otherwise stick with the Capital One VentureOne.
- Can I have both the Capital One VentureOne and Citi AAdvantage Platinum Select?
- Yes, since they're from different issuers (Capital One and Citi) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One VentureOne or the Citi AAdvantage Platinum Select first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One VentureOne: $500 spend in 3 months. Citi AAdvantage Platinum Select: $3,500 in 4 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.