Editorial take: Capital One VentureOne
The no-fee version of Venture. The 1.25x vs 2x is a real earnings hit, so only use this if you absolutely won't pay any annual fee, otherwise Venture pays back its $95 quickly.
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Side-by-side
Capital One VentureOne vs United Quest Card
Both are travel travel cards. The Capital One VentureOne comes from Capital One at $0/yr; the United Quest Card from Chase at $350/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
Bottom line
For most people the United Quest Card is the stronger pick today, the sign-up bonus is meaningfully larger ($580 more in estimated value) than the Capital One VentureOne's. Get the United Quest Card first; revisit the Capital One VentureOne after you've earned that bonus.
| Feature | Capital One VentureOne | United Quest Card |
|---|---|---|
| Annual fee | $0 | $350 |
| Sign-up bonus | 20,000 miles | 70,000 miles + 500 PQP |
| Bonus value (est.) | $370 | $950 |
| Min spend to unlock bonus | $500 in 3 mo | $4,000 in 3 mo |
| Issuer | Capital One | Chase |
| Card category | travel | travel |
| Best earning category (Hotels_capital_one) | 5x | 1x |
| Transfer partners | capital-one | mileageplus |
| Headline benefits |
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Read the full review
Capital One VentureOne
$0/yr · 20,000 miles
Read the full review
United Quest Card
$350/yr · 70,000 miles + 500 PQP
Editorial take: United Quest Card
If you fly United 3+ times a year, the $125 travel credit, two free bags, and 10k miles of rebates on award flights ($100+ in direct value) make this card pay for itself.
Common questions
- Which card has the bigger sign-up bonus, Capital One VentureOne or United Quest Card?
- The United Quest Card has the bigger bonus, 70,000 miles + 500 PQP, worth roughly $950, versus 20,000 miles (~$370) on the Capital One VentureOne.
- Is the Capital One VentureOne's $0 annual fee worth it compared to the United Quest Card?
- The Capital One VentureOne has no annual fee, so the question is whether the United Quest Card's $350 fee is justified by its perks. If you'll use enough of the United Quest Card's benefits to clear $350 in value annually, it's worth it; otherwise stick with the Capital One VentureOne.
- Can I have both the Capital One VentureOne and United Quest Card?
- Yes, since they're from different issuers (Capital One and Chase) the application rules don't conflict. Many points enthusiasts hold both, they pair well when one earns flexible bank points and the other earns a different currency.
- Should I get the Capital One VentureOne or the United Quest Card first?
- Get the one whose sign-up bonus you can hit comfortably without overspending. Capital One VentureOne: $500 spend in 3 months. United Quest Card: $4,000 in 3 months. Pick the easier minimum spend if you're new to points; pick the larger bonus if you have planned big purchases coming up.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.