Editorial take: Capital One VentureOne
The no-fee version of Venture. The 1.25x vs 2x is a real earnings hit, so only use this if you absolutely won't pay any annual fee, otherwise Venture pays back its $95 quickly.
Free during beta. Plus launches at $12/mo or $99/yr on July 1. Annual is locked for 12 months during beta.
Both are travel travel cards. The Capital One VentureOne comes from Capital One at $0/yr; the British Airways Visa Signature from Chase at $95/yr. Below: side-by-side specs, an opinionated verdict, and the FAQs people actually ask before applying.
For most people the British Airways Visa Signature is the stronger pick today, the sign-up bonus is meaningfully larger ($680 more in estimated value) than the Capital One VentureOne's. Get the British Airways Visa Signature first; revisit the Capital One VentureOne after you've earned that bonus.
| Feature | Capital One VentureOne | British Airways Visa Signature |
|---|---|---|
| Annual fee | $0 | $95 |
| Sign-up bonus | 20,000 miles | 75,000 Bonus Avios |
| Bonus value (est.) | $370 | $1,050 |
| Min spend to unlock bonus | $500 in 3 mo | $5,000 in 3 mo |
| Issuer | Capital One | Chase |
| Card category | travel | travel |
| Best earning category (Hotels_capital_one) | 5x | 1x |
| Transfer partners | capital-one | None |
| Headline benefits |
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The no-fee version of Venture. The 1.25x vs 2x is a real earnings hit, so only use this if you absolutely won't pay any annual fee, otherwise Venture pays back its $95 quickly.
Avios shine on short-haul AA flights (7,500 miles each way under 1,150 miles). The Travel Together ticket is amazing but requires $30k spend per year, only worth it if you already hit that.
Card details on this page reflect the most recent data we've verified against the issuer's own site. Sign-up bonuses and fees can change at any time, confirm the current offer on the issuer's page before applying.